Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

The best credit card company out there

5
Love Zopa, what a breath of fresh air this company is. Fantastic customer service! Great app to use , increased my limit without hassle. A joy to deal with. Forget your old school banks they suck. Guys well done for your forward thinkingness. Reviewed on: 15th January 2023

Great customer service

5
The company shows a keen interest in supporting customers Reviewed on: 15th January 2023

Customer service very good

5
Excellent customer service and helpful Reviewed on: 15th January 2023

10

5
Happy with Card and Helpful information Reviewed on: 15th January 2023

Very good

4
Quick and easy acceptance, very helpful app Reviewed on: 15th January 2023

Best company

5
This company has very good process for application,very straightforward Reviewed on: 15th January 2023

Service Excellence

5
Brilliant company. Efficient and easy to use with a fabulous app providing superb customer support and fantastic, straightforward access to other company products and opportunities. Reviewed on: 15th January 2023

excellent

5
friendly customer service , easy app , Reviewed on: 15th January 2023

Mr

5
Brilliantly good To me is good help me out loads Reviewed on: 15th January 2023

Great financial assistance.

5
I've had nothing but smooth experiences with Zopa and the fact they have helped me understand what goes in to having good credit and being able to manage it means a huge weight has been lifted off my shoulders Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products