Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Mr Aftab Alvi

Very very good Reviewed on: 15th January 2023

Credit card

When I needed it the most Zopa help me with a credit card option where no one else help me Reviewed on: 15th January 2023

Amaazing service

Applied for card and already seen improvement in my credit! Good access via the app Reviewed on: 15th January 2023

Good service and easy access

Nice credit services and provide nice customer service Reviewed on: 15th January 2023

Just so helpful

The app is great They provide opportunities and guidance and advice on raising your credit score Reviewed on: 15th January 2023

Great help

Easy to use, and a great return when used. Reviewed on: 15th January 2023

Amazing

Amazing card and no fees over see which is massive for me Reviewed on: 15th January 2023

Top rates

Rates manageable, app easy to use and understand. Reviewed on: 15th January 2023

Fantastic card

The card is simple to use and checking the balance is so simple with the zopa app Reviewed on: 15th January 2023

Great we card with a nice layout

Easy to use and great layout would highly recommend Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.14 from 15 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
123 credit card (discontinued)
from Santander 4.13 from 162 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub