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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great customer service

The company shows a keen interest in supporting customers Reviewed on: 15th January 2023

Customer service very good

Excellent customer service and helpful Reviewed on: 15th January 2023

10

Happy with Card and Helpful information Reviewed on: 15th January 2023

Very good

Quick and easy acceptance, very helpful app Reviewed on: 15th January 2023

Best company

This company has very good process for application,very straightforward Reviewed on: 15th January 2023

Service Excellence

Brilliant company. Efficient and easy to use with a fabulous app providing superb customer support and fantastic, straightforward access to other company products and opportunities. Reviewed on: 15th January 2023

excellent

friendly customer service , easy app , Reviewed on: 15th January 2023

Mr

Brilliantly good To me is good help me out loads Reviewed on: 15th January 2023

Great financial assistance.

I've had nothing but smooth experiences with Zopa and the fact they have helped me understand what goes in to having good credit and being able to manage it means a huge weight has been lifted off my shoulders Reviewed on: 15th January 2023

Helping My Credit Score

Zopa was the first credit card company I’ve used for a very long time to help boost my credit score. The app is very easy to use and keeps me informed on my iPhone my spenditure, balance and reminds me when a payment is due. The App also is very informative. Would and have definitely recommend to my family and friends Reviewed on: 15th January 2023

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