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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

It not just a credit card........

It's not just a credit card, it comes with so many other options, and I'm ecited what I can able to use in a future. At the moment, I've got a credit card, but who knows..... Reviewed on: 14th January 2023

My Zopa

I enjoy my zopa card as it is straight forward to use and i know if i need help or advise they are on hand. Reviewed on: 14th January 2023

Credit building.

This card has really helped me build my score back up. It’s easy use , and most importantly it has a savings pot which I find very refreshing. Reviewed on: 14th January 2023

Easy to use Great promotion

Gave me a chance to improve my credit rating Thank you Reviewed on: 14th January 2023

Excellent

I have really bad credit and these are the only one to offer me a card. It's helped loads to build my credit rating back up. The app is super simple to use and makes it a breeze to check available credit see my bill and even check my pin Reviewed on: 14th January 2023

The best credit card

Its fantastic credit card to use Reviewed on: 14th January 2023

Excellent company

Zopa are a fantastic credit card company with really good customer support service highly recommended Reviewed on: 14th January 2023

Very happy with zopa credit card

I’m happy to use this credit card! Thanks Zopa!! Reviewed on: 14th January 2023

Very easy to set up and they are very helpful

I never felt pressured at any point Reviewed on: 14th January 2023

Great card

Great card with an easy to use app everything is very simple and understandable Reviewed on: 14th January 2023

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