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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa is cool

The best credit card I ever have Reviewed on: 15th January 2023

Best ever

I really appreciate this company. Great app! Reviewed on: 15th January 2023

Great job

It is easy enough to apply and you can get great quality service from the company and people who are willing to help you with good quality customer service Reviewed on: 15th January 2023

Great card

Zopa is a great credit card. It also gives people with not great credit to have a credit card. Reviewed on: 15th January 2023

Good one

Best ever credit card, good credit limit Reviewed on: 15th January 2023

Good to desl with

I have a credit card and their app on line is so easy to follow Reviewed on: 15th January 2023

Credit card

Straight forward easy to apply for knowing you'll be accepted Reviewed on: 15th January 2023

Practical. Sensible. Flexible.

Ive found being a Zopa customer extremely satisfactory. They are sensible with the credit offered. I can choose my credit cushion. I can also limit/decrease my limit. Reviewed on: 15th January 2023

Excellent

Excellent card I’m very happy with this card service I will recommend to everyone and my friend word of mouth will spread original service Reviewed on: 15th January 2023

A must have card

Great new generation credit card. App easy to use payments as simple as anything . Just great all round Reviewed on: 15th January 2023

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