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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card

When I needed it the most Zopa help me with a credit card option where no one else help me Reviewed on: 15th January 2023

Amaazing service

Applied for card and already seen improvement in my credit! Good access via the app Reviewed on: 15th January 2023

Good service and easy access

Nice credit services and provide nice customer service Reviewed on: 15th January 2023

Just so helpful

The app is great They provide opportunities and guidance and advice on raising your credit score Reviewed on: 15th January 2023

Great help

Easy to use, and a great return when used. Reviewed on: 15th January 2023

Amazing

Amazing card and no fees over see which is massive for me Reviewed on: 15th January 2023

Top rates

Rates manageable, app easy to use and understand. Reviewed on: 15th January 2023

Fantastic card

The card is simple to use and checking the balance is so simple with the zopa app Reviewed on: 15th January 2023

Great we card with a nice layout

Easy to use and great layout would highly recommend Reviewed on: 15th January 2023

The best credit card company out there

Love Zopa, what a breath of fresh air this company is. Fantastic customer service! Great app to use , increased my limit without hassle. A joy to deal with. Forget your old school banks they suck. Guys well done for your forward thinkingness. Reviewed on: 15th January 2023

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