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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Fantastic customer service

On the one occasion I had a query, I was able to get an instant response from a customer service representative who was friendly, polite and helpful. Reviewed on: 14th January 2023

Amazing

Very good customer service very good app Reviewed on: 14th January 2023

Excellent card service

Absolutely amazing app and the seevice Reviewed on: 14th January 2023

One of the best offer

Happy with the service and easy to access, one of the best offers on the market... Reviewed on: 14th January 2023

Easy to navigate app

Really easy to use app and instant balance updates after payments so you always know where you are. No complaints Reviewed on: 14th January 2023

Epic

Great all round service, app is so helpful and easy to use, no complaints from me ! Reviewed on: 14th January 2023

I think the Zopa card is the Best credit card .

I just find the Zopa card is easy to use and you have the choice of how much you want to Repay each month and the interest rate charge is also low . Reviewed on: 14th January 2023

Great Product

Great card with loads of addition features that allow you to stay in control. Great customer service experience too, 5 stars from me. Reviewed on: 14th January 2023

Zopa-Fantastic card

I have been with them for just over a year now,the application was quick and simple. They are easy to deal with. The mobile app is great. Great company. Never had any problems. I would seriously recomend. Reviewed on: 14th January 2023

Operation

So easy to work , good interests rates. Reviewed on: 14th January 2023

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