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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Good to desl with

5
I have a credit card and their app on line is so easy to follow Reviewed on: 15th January 2023
Linda blower's avatar
Linda blower

Credit card

5
Straight forward easy to apply for knowing you'll be accepted Reviewed on: 15th January 2023
Guy 's avatar
Guy

Practical. Sensible. Flexible.

5
Ive found being a Zopa customer extremely satisfactory. They are sensible with the credit offered. I can choose my credit cushion. I can also limit/decrease my limit. Reviewed on: 15th January 2023
SmillaEvo's avatar
SmillaEvo

Excellent

5
Excellent card I’m very happy with this card service I will recommend to everyone and my friend word of mouth will spread original service Reviewed on: 15th January 2023
Mofozzul Ali's avatar
Mofozzul Ali

A must have card

5
Great new generation credit card. App easy to use payments as simple as anything . Just great all round Reviewed on: 15th January 2023
Marcia Johnson's avatar
Marcia Johnson

Great product

5
Everything is clearly explained, communication is good and credit limit is sensible. Reviewed on: 15th January 2023
Don Fish's avatar
Don Fish

Excellent

5
Trustworthy.simple.straight forward Reviewed on: 15th January 2023
Lee peacock's avatar
Lee peacock

Life savers

5
When other credit card rejects customers ZOPA rescue Reviewed on: 15th January 2023
adeola44@sky.com's avatar
[email protected]

Excellent customer service

5
Fab credit building card with great service low Interest rate Reviewed on: 15th January 2023
Alison Jackson's avatar
Alison Jackson

Mr Aftab Alvi

4
Very very good Reviewed on: 15th January 2023
Aftab alvi's avatar
Aftab alvi

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