Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easily set up an managed

1st class service no issues at all any help needed answered straight away. Reviewed on: 15th January 2023

Good

Good credit card35907xifxoycpycpycyodoyc Reviewed on: 15th January 2023

Best credit card

Since having my card zopa have been brilliant. The service they supply is second to none. Always there to help out. Reviewed on: 15th January 2023

Easy to do

I applied, got accepted and pay each month, so easy to use and friendly Reviewed on: 15th January 2023

Great little card.

No problem using this card as and where I want. Reviewed on: 15th January 2023

Good value

Good value for your money useful when needed for emergency thanks Reviewed on: 15th January 2023

Zopa is cool

The best credit card I ever have Reviewed on: 15th January 2023

Best ever

I really appreciate this company. Great app! Reviewed on: 15th January 2023

Great job

It is easy enough to apply and you can get great quality service from the company and people who are willing to help you with good quality customer service Reviewed on: 15th January 2023

Great card

Zopa is a great credit card. It also gives people with not great credit to have a credit card. Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Instant pay
from Incredible 4.61 from 28 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub