Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

View other Zopa products

4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Good customer service

Really helpful in difficult times Reviewed on: 14th January 2023

Satisfied Customer

Very quick and easy to deal with Reviewed on: 14th January 2023

Great Product

This credit card has given me a chance to help rebuild my credit after the pandemic and losing my business, great app and easy to use good service all round. Reviewed on: 14th January 2023

The best

I aplay last years and i recive the credit in 15 min Reviewed on: 14th January 2023

Never had a problem with Zopa. The app works well and easy to watch what you are spending

Would definitely recommend Zopa to my friends Reviewed on: 14th January 2023

EXCELLENT sERVICE

NICE AND EASY TO APPLY, CAREFULLY MONITORED CREDIT RATING, EASY TO USE APP AND GREAT NOTIFCATIONS Reviewed on: 14th January 2023

Best Credit Card provider

The app is so easy to use, when you make an ad hoc payment with debit card it shows within 20 mins, so informative, friendly, user easy, best credit card I have ever had. They make it so easy to manage. Hope you win Reviewed on: 14th January 2023

First class no fuss service

Very helpful always keeping the customer aware of there account and giving advice on how best to deal with your personal account Reviewed on: 14th January 2023

A plus!

A+ everything from Zopa. Service, products and customer care is superb. Reviewed on: 14th January 2023

Ease and simplicity

Very impressed, easy and simple to use the app,crystal clear introduction Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8045 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub