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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good

Good credit card35907xifxoycpycpycyodoyc Reviewed on: 15th January 2023

Best credit card

Since having my card zopa have been brilliant. The service they supply is second to none. Always there to help out. Reviewed on: 15th January 2023

Easy to do

I applied, got accepted and pay each month, so easy to use and friendly Reviewed on: 15th January 2023

Great little card.

No problem using this card as and where I want. Reviewed on: 15th January 2023

Good value

Good value for your money useful when needed for emergency thanks Reviewed on: 15th January 2023

Zopa is cool

The best credit card I ever have Reviewed on: 15th January 2023

Best ever

I really appreciate this company. Great app! Reviewed on: 15th January 2023

Great job

It is easy enough to apply and you can get great quality service from the company and people who are willing to help you with good quality customer service Reviewed on: 15th January 2023

Great card

Zopa is a great credit card. It also gives people with not great credit to have a credit card. Reviewed on: 15th January 2023

Good one

Best ever credit card, good credit limit Reviewed on: 15th January 2023

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