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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Card

Very good credit card and excellent customer service Reviewed on: 15th January 2023

excellent company

absolutly highly impressed with the company. Reviewed on: 15th January 2023

I recommend Zopa

I use Zopa credit card and happy with them Reviewed on: 15th January 2023

Best credit card provider

5 star, easy process great communication and offers Reviewed on: 15th January 2023

No hassle

No hassle or trouble, my dog ate my card and I had just moved house but no worries, had a new card within days Reviewed on: 15th January 2023

Easy and efficient

I love Zopa!!! Totally feeling the pinch with Christmas then January pay day being 100 days away, but having a credit card with Zopa has taken the stress away. Reviewed on: 15th January 2023

Aqua credit card

Excellent card, easy application hood APR rates Reviewed on: 15th January 2023

Contemporary, puts you in control

I like the app as it puts you in control of your finance, the interest rates are also competitive. Great customer service overall. Reviewed on: 15th January 2023

Applying is simple

Straight forward application simple to follow and an answer in minutes , everything you need is on the app on once accepted Reviewed on: 15th January 2023

Good

Verry easy and practically, easy to use. Reviewed on: 15th January 2023

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