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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fast friendly customer service!

Only ever had one issuexwill them and it was solved promptly, professionally and the advisor was really friendly too! Thank you Zopa! Reviewed on: 15th January 2023

Amazing Bank

Very flexible credit card and low-interest rates. Reviewed on: 15th January 2023

Realistic

They don't only offer credit cards, but you can also save confidently on the app to help you achieve a goal, which I think is brilliant. Reviewed on: 15th January 2023

Great card

Easy and simple to manage with the app. Reviewed on: 15th January 2023

Card

Very good credit card and excellent customer service Reviewed on: 15th January 2023

excellent company

absolutly highly impressed with the company. Reviewed on: 15th January 2023

I recommend Zopa

I use Zopa credit card and happy with them Reviewed on: 15th January 2023

Best credit card provider

5 star, easy process great communication and offers Reviewed on: 15th January 2023

No hassle

No hassle or trouble, my dog ate my card and I had just moved house but no worries, had a new card within days Reviewed on: 15th January 2023

Easy and efficient

I love Zopa!!! Totally feeling the pinch with Christmas then January pay day being 100 days away, but having a credit card with Zopa has taken the stress away. Reviewed on: 15th January 2023

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