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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Amazing customer service

5
Zopa are an amazing company, they always respond very quickly to any queries . The app is very easy to use and everything is explained in a way that is user friendly. Reviewed on: 15th January 2023
Ian's avatar
Ian

very helpful

5
good service and actioned quickly Reviewed on: 15th January 2023
Tony Macarthur's avatar
Tony Macarthur

Great service

5
My experience using Zopa have been fantastic. Their process was very simple and the app easy to use. I highly recommend Zopa credit card. Reviewed on: 15th January 2023
Nicole Powell's avatar
Nicole Powell

Easy, Efficient and Transparent

5
The whole process was very transparent and I could see in plain English what to expect. Once I understood the product and the terms, and how likely I would be accepted, then the process was easy and efficient Reviewed on: 15th January 2023
Amanda Spencer's avatar
Amanda Spencer

Great experience

5
Approved very quickly and easy to manage my account Reviewed on: 15th January 2023
Alina Turcanu 's avatar
Alina Turcanu

Proactive credit card provider

5
Zopa service and costumer relationship was superb when I was applying for my credit card and activation of my card. Reviewed on: 15th January 2023
Samuel Olorunfemi's avatar
Samuel Olorunfemi

Amazing customer service

5
Quick and efficient customer service at all times Reviewed on: 15th January 2023
Miss f begum 's avatar
Miss f begum

Easy to use card

5
Great card good service great rates Reviewed on: 15th January 2023
DARREN GIBSON's avatar
DARREN GIBSON

Five star company

5
Help me to get my credit score up easy to use app and also really good saving account even Better than my normal bank who I have been with for 30 years Reviewed on: 15th January 2023
Paul Strickland's avatar
Paul Strickland

Easily set up an managed

5
1st class service no issues at all any help needed answered straight away. Reviewed on: 15th January 2023
Michelle Parkhill's avatar
Michelle Parkhill

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