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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Excellent company

I’ve been thoroughly supported by Zopa, fab company with excellent service Reviewed on: 14th January 2023

Excelent bank credit

100% excelent good credit builiding Reviewed on: 14th January 2023

Understanding and Accommodating

I came to Zopa when nobody wanted to give me a card. They gave me a card and now I am getting offers from those who turned me down. Reviewed on: 14th January 2023

One word, Excellent

Easy to apply, kept me informed all the way and great no, excellent customer service. Good interest rates Reviewed on: 14th January 2023

Exellent

Zopa credit card it's very nice and very helpful Reviewed on: 14th January 2023

Zopa to the world

Best credit card ever.As payment are made it is accessible. Reviewed on: 14th January 2023

Simply the best

Applied, accepted, card received in 2 days great service Reviewed on: 14th January 2023

Brilliant

Hassle free and easy to use , great Reviewed on: 14th January 2023

Excellent

Very good and helpful to build credit score. Reviewed on: 14th January 2023

Very good service

Easy to apply , easy to use and stress free Reviewed on: 14th January 2023

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