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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Highly recommended

Best customer service Easy to use Reviewed on: 14th January 2023

Simple application

Straight forward application for a credit card. They also offer a savings account too, which I’m planning to use. Reviewed on: 14th January 2023

Really good

Quick and fair, really helped me out when I need credit. Reviewed on: 14th January 2023

Easy to manage

Zopa provide a great product backed up by an easy to navigate website and statements along with brilliant communications via email, text etc. Reviewed on: 14th January 2023

Zopa

Gave me a chance when others looked away. Helpful and supportive, they helped me back on my feet and I’ll always be grateful. Responsible, helpful lenders who could teach some of their rivals a thing or two about dealing with people. Reviewed on: 14th January 2023

Credit card acceptance and process.

Very simple process and no long paperwork. Acceptance in minutes, im very impress with both applications process and information from the company. Reviewed on: 14th January 2023

Good

Easy app to use .notifications so you can't miss a payment Reviewed on: 14th January 2023

top quality service

top quality service and always willing to help you when needed Reviewed on: 14th January 2023

Professional

No fuss, no sales emails, easy to follow app. Good experience Reviewed on: 14th January 2023

Easy to use app

Easy to use app, good APR clear rules good Customer Service Reviewed on: 14th January 2023

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