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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent services

I never regret using their services. Reviewed on: 15th January 2023

Brilliant Credit Card

I've Had My Zopa credit card for two years now and it's been excellent, The payment options are great and I have received both fair and realistic credit increases. All round great card and service from Zopa. Reviewed on: 15th January 2023

Happy and Content

Very quick and easy online application. The app is easy to use,intuitive and informative. All communication is easy to understand and in a friendly manner. Charges are competitive. Very good security features and is easy to keep check on spending. I feel I definitely made the right choice by choosing this brand and am more than happy. Reviewed on: 15th January 2023

Great Service

Very simply the best support and updates on my credit status and how best to improve it. Reviewed on: 15th January 2023

Great

The initial period of time with no interest is what appealed to me. Reviewed on: 15th January 2023

Very god experience

Easy to set up and was Al sorted with card through the post with in the week very happy overall Reviewed on: 15th January 2023

The Best

I find Zopa really good and the best Reviewed on: 15th January 2023

Love the app

Love this card. It’s so easy and quick to set up and the app is super useful! Reviewed on: 15th January 2023

Great card rates

Friendly service great value would recommend to anyone Reviewed on: 15th January 2023

Great company

Always helpful on the phone ,payments taken when scheduled just a nice company to deal with Reviewed on: 15th January 2023

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