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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best credit card provider

Providing the amount you could afford and the interest rate is fair Reviewed on: 15th January 2023

Very easy to use

The app is so easy to use, manage payments etc Reviewed on: 15th January 2023

Fantastic product

Had my Zopa card for a little over a year now, and couldn't be happier. Easy to use, easy to understand an navigate app. It truly is fantastic, really couldn't praise Zopa enough. Reviewed on: 15th January 2023

Great service

Great service, love the fact when you pay your card the money is available straight away. Reviewed on: 15th January 2023

Excellent service

Zopa have made using my credit card so much easier and hassle free, the app allows me to keep in control and the repayments going through straight away rather than waiting a few days makes it far better to stay in control. Reviewed on: 15th January 2023

Fast friendly customer service!

Only ever had one issuexwill them and it was solved promptly, professionally and the advisor was really friendly too! Thank you Zopa! Reviewed on: 15th January 2023

Amazing Bank

Very flexible credit card and low-interest rates. Reviewed on: 15th January 2023

Realistic

They don't only offer credit cards, but you can also save confidently on the app to help you achieve a goal, which I think is brilliant. Reviewed on: 15th January 2023

Great card

Easy and simple to manage with the app. Reviewed on: 15th January 2023

Card

Very good credit card and excellent customer service Reviewed on: 15th January 2023

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