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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great

The initial period of time with no interest is what appealed to me. Reviewed on: 15th January 2023

Very god experience

Easy to set up and was Al sorted with card through the post with in the week very happy overall Reviewed on: 15th January 2023

The Best

I find Zopa really good and the best Reviewed on: 15th January 2023

Love the app

Love this card. It’s so easy and quick to set up and the app is super useful! Reviewed on: 15th January 2023

Great card rates

Friendly service great value would recommend to anyone Reviewed on: 15th January 2023

Great company

Always helpful on the phone ,payments taken when scheduled just a nice company to deal with Reviewed on: 15th January 2023

Satisfied customer

Easy and fast set up regardinf credit with clear laid out options and easy instructions on how to pay monthly instrallments ,just what is needed in these fast paced lives we live many thanks Zopa Reviewed on: 15th January 2023

Perfect

Gave me a chance when nobody else would Reviewed on: 15th January 2023

Excellence in service delivery

Zopa has positioned itself as a strategic team player, and response and resolution time to queries is awesome. Reviewed on: 15th January 2023

Patient,fair,easy

Very happy with the service , the app is perfect for what is needed Reviewed on: 15th January 2023

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