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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very god experience

Easy to set up and was Al sorted with card through the post with in the week very happy overall Reviewed on: 15th January 2023

The Best

I find Zopa really good and the best Reviewed on: 15th January 2023

Love the app

Love this card. It’s so easy and quick to set up and the app is super useful! Reviewed on: 15th January 2023

Great card rates

Friendly service great value would recommend to anyone Reviewed on: 15th January 2023

Great company

Always helpful on the phone ,payments taken when scheduled just a nice company to deal with Reviewed on: 15th January 2023

Satisfied customer

Easy and fast set up regardinf credit with clear laid out options and easy instructions on how to pay monthly instrallments ,just what is needed in these fast paced lives we live many thanks Zopa Reviewed on: 15th January 2023

Perfect

Gave me a chance when nobody else would Reviewed on: 15th January 2023

Excellence in service delivery

Zopa has positioned itself as a strategic team player, and response and resolution time to queries is awesome. Reviewed on: 15th January 2023

Patient,fair,easy

Very happy with the service , the app is perfect for what is needed Reviewed on: 15th January 2023

Very smooth

Excellent, quick and satisfying.. very easy service and all information are available to read.. Reviewed on: 15th January 2023

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