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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Excellent service

5
Excellent service easy communication Reviewed on: 15th January 2023
stuart gander's avatar
stuart gander

Great Friendly Service

5
Zopa was a pleasure to deal with. Simple, Easy and Quick. Love them. Reviewed on: 15th January 2023
Stuart Walker's avatar
Stuart Walker

Excellent service

5
Service is card excellent. Still I have no problems with Zopa credit card. Reviewed on: 15th January 2023
Jafar Hussain Akhtar 's avatar
Jafar Hussain Akhtar

Excellent Service

5
I applied for a Zopa card and the forms where easy and quick to fill out. Within a few hours I had been approved for a card with quite reasonable APR rates. The online App is so helpful to keep track of your spending and making payments. I would highley recommend getting a Zopa card if friends or family are scrolling through card companies and choose a Zopa one. Reviewed on: 15th January 2023
Mark Storey's avatar
Mark Storey

Ramizs

5
No problems with registration, no problems with paying a loan. This company really understands and goes to meet customers. I really recommend it! Reviewed on: 15th January 2023
Ramizs Mamedovs 's avatar
Ramizs Mamedovs

Great!

5
Great customer service! Has always shown genuine care and empathy for customers experiences and circumstances. A credit card for everyone. Reviewed on: 15th January 2023
Fabio's avatar
Fabio

Credit card app

5
Everything in one app. So easy to use. Brilliant Reviewed on: 15th January 2023
Lynne Beggs's avatar
Lynne Beggs

Efficiency

5
Friendly interest rates. Easy access on app and reminders of new statements by email Reviewed on: 15th January 2023
Felix Chatikobo's avatar
Felix Chatikobo

Great service

5
Great service and clear accurate statements Reviewed on: 15th January 2023
Iain Hamilton's avatar
Iain Hamilton

Great!!

5
Excellent customer service, with a very useable app.With continuous updates so you don't go over your credit limit. Reviewed on: 15th January 2023
Erik Talbot 's avatar
Erik Talbot

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