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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Good card

Easy to apply and use and no hidden charges Reviewed on: 14th January 2023

Quick and Easy

It was really quick and easy to apply for my credit card online, I felt confident that I was dealing with a security conscious company , offering great interest rates and keeping the customer at the heart of the process. Reviewed on: 14th January 2023

Clear, simple, easy

Simple and easy provider. Everything is clear in the app and had no issues Reviewed on: 14th January 2023

Easy to apply

Everything straightforward easy to use . Friendly service very approachable and helpful customer service Reviewed on: 14th January 2023

Just what you need from a credit card!

Excellent service rates and it’s just so easy to use and keep track would highly recommend Reviewed on: 14th January 2023

Great card, great app.

Reliable app and compatible with Google pay, customer service quick to deal with my request to change billing date. Would recommend! Reviewed on: 14th January 2023

Easy fast efficient

No fuss, great rates. Communication is good Reviewed on: 14th January 2023

Service

Very easy to use and getting email about my performance so great service Reviewed on: 14th January 2023

Easy to use

Really helpful and easy to use. Zopa service is great Reviewed on: 14th January 2023

Best in class for me!

Great app, great service and never had any issues with them. The best card I have ever owned! Keep up the great work Zopa! Reviewed on: 14th January 2023

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