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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Ramizs

No problems with registration, no problems with paying a loan. This company really understands and goes to meet customers. I really recommend it! Reviewed on: 15th January 2023

Great!

Great customer service! Has always shown genuine care and empathy for customers experiences and circumstances. A credit card for everyone. Reviewed on: 15th January 2023

Credit card app

Everything in one app. So easy to use. Brilliant Reviewed on: 15th January 2023

Efficiency

Friendly interest rates. Easy access on app and reminders of new statements by email Reviewed on: 15th January 2023

Great service

Great service and clear accurate statements Reviewed on: 15th January 2023

Great!!

Excellent customer service, with a very useable app.With continuous updates so you don't go over your credit limit. Reviewed on: 15th January 2023

Excellent

Very quick and easy to use explanations about all the cost to yourself very good and informative Reviewed on: 15th January 2023

Really pleased with my credit card

Always informs me and also asks before increasing credit Reviewed on: 15th January 2023

Helpful and reliable

Never had a problem with Zopa excellent provider Reviewed on: 15th January 2023

Zopa

Zopa is very good bank,low percent rate pr Reviewed on: 15th January 2023

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