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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa credit card

I got this credit card easily and it has a great app I've started saving and if u follow there suggestions you . Can build your credit score . It easy to use and an excellent service. Reviewed on: 15th January 2023

I loved

Easy to use , simple menu good lots of options Reviewed on: 15th January 2023

Brilliant

Easy to use. Let’s you know about your credit score and gives you handy tips on how to improve your credit rating Reviewed on: 15th January 2023

Excellent

Zopa took a chance with me, my credit rating was poor, and I was delighted when I was approved for a card. My rating has gone up! And it's a credit limit I can manage as well Reviewed on: 15th January 2023

Credit card app

Easy to use and manage via the App, keep up to date with tools to help manage your credit score Reviewed on: 15th January 2023

Excellent services

I never regret using their services. Reviewed on: 15th January 2023

Brilliant Credit Card

I've Had My Zopa credit card for two years now and it's been excellent, The payment options are great and I have received both fair and realistic credit increases. All round great card and service from Zopa. Reviewed on: 15th January 2023

Happy and Content

Very quick and easy online application. The app is easy to use,intuitive and informative. All communication is easy to understand and in a friendly manner. Charges are competitive. Very good security features and is easy to keep check on spending. I feel I definitely made the right choice by choosing this brand and am more than happy. Reviewed on: 15th January 2023

Great Service

Very simply the best support and updates on my credit status and how best to improve it. Reviewed on: 15th January 2023

Great

The initial period of time with no interest is what appealed to me. Reviewed on: 15th January 2023

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