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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43488 reviews)

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4.94

Based on 43,488 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43488)

Excellent

Good customer service, I recommend ppl Reviewed on: 14th January 2023

Great credit card

M great credit card, really good app. You can see what you are spending and very easy payment options. I would 100% recommendation. I love the different colours on the card, I can find it easily in my purse. Reviewed on: 14th January 2023

Great and helpful

Great staff and quick service do not try and push you to take more than you want and by your side the whole way and a excellent app to help you along also Reviewed on: 14th January 2023

Great card provider

No hassles, App is easy to use and has lots of information on it Reviewed on: 14th January 2023

No mess and great communication from them highly recommend

Great communication via there easy to use app, highly recommended to all who are considering Reviewed on: 14th January 2023

Great Credit Card

So simple to get all my details and amazing to use overseas Reviewed on: 14th January 2023

Online banking made easy

Short and simple application process, easy to use Reviewed on: 14th January 2023

Excellent service provider

Very good and productive with lots of benefits Reviewed on: 14th January 2023

Value

This card is very easy and manageable, also the app is easy to navigate and understand and with all the tools provided is a very put together app , I would highly recommend this card and app to anyone looking for a credit card to help with the current financial situation we are in at the moment. Thier customer service is first class as well and very helpful Reviewed on: 14th January 2023

Simply the best

Excellent no hassle service, and the ease of looking at the app seeing what you’ve bought, how much you owe and payment due is the best I’ve come across Reviewed on: 14th January 2023

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