Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Amazing

5
100% recommend,very good product Reviewed on: 14th January 2023

Excellent

5
The application process was very easy everything is done online so is so easy to use Reviewed on: 14th January 2023

Hassle free credit

5
It took a few minutes for Zopa to provide with credit with the most competitive rate. I am a very pleased Zopa customer. Reviewed on: 14th January 2023

Excellent

5
Excellent Credit Card for anyone. Reviewed on: 14th January 2023

Interest rates not that bad

5
It's a credit card I buy things with it Reviewed on: 14th January 2023

Excellent card!

5
Excellent card that meets all my needs. Would highly recommend to family and friends. Reviewed on: 14th January 2023

Very happy with the credit card

5
The service and credit card is amazing I am so happy I chose Zopa! Reviewed on: 14th January 2023

great

5
easy to use and great service had bad credit in the past but zopa helped my get it back on track Reviewed on: 14th January 2023

No problems with the card at all

5
Always answered questions quickly that I’ve asked Reviewed on: 14th January 2023

Great

5
Great credit card very straight forward to apply and the app is easy to use and make payments. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products