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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Interest rates not that bad

It's a credit card I buy things with it Reviewed on: 14th January 2023

Excellent card!

Excellent card that meets all my needs. Would highly recommend to family and friends. Reviewed on: 14th January 2023

Very happy with the credit card

The service and credit card is amazing I am so happy I chose Zopa! Reviewed on: 14th January 2023

great

easy to use and great service had bad credit in the past but zopa helped my get it back on track Reviewed on: 14th January 2023

No problems with the card at all

Always answered questions quickly that I’ve asked Reviewed on: 14th January 2023

Great

Great credit card very straight forward to apply and the app is easy to use and make payments. Reviewed on: 14th January 2023

Excellent Financial company

This is one of the most useful card that I can use to assist me at times. Reviewed on: 14th January 2023

Excellent credit card

Zopa card has been excellent! The service is incredible and I am always kept up to date with anything new. Reviewed on: 14th January 2023

Bad Credit

After a few years of struggling trying to get credit due too a few bad choices I came across Zopa, I applied and was accepted fairly quick without any stress. I have now got myself into a better place thanks to the help of Zopa. Also they have a great app which is easy and friendly to use. I'd recommend to anyone needing credit help Thanks Zopa Reviewed on: 14th January 2023

A Responsible Lender

great card and they really help you build your credit and understand your needs Reviewed on: 14th January 2023

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