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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43487 reviews)

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4.94

Based on 43,487 reviews, last reviewed 18th Mar 2026

155450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had mine now 12 months plus and no problems a... I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43487)

Excellent service

Easy to use and excellent service Reviewed on: 14th January 2023

Awesome service

I have only had my Zopa credit for a few months and I have received nothing but excellent service from day one and they have help myself through a difficult Christmas time, I now look forward to the rest of the new year knowing I’m secure financially Reviewed on: 14th January 2023

The best credit card company that has an excellent customer services.

I have had a very excellent service from Zopa credit card and I will certainly recommend it to anyone that wants a credit card that has value for the money. Highly recommended Reviewed on: 14th January 2023

Couldn't be any better

Never had a problem add to.ask for advice and was answered very fast Reviewed on: 14th January 2023

Super easy

I love my zopa card. So easy to use. Reviewed on: 14th January 2023

Excellent Experience

Excellent service, caring lender, will always be there to help with any questions Reviewed on: 14th January 2023

Excellent company

The guys and gals at zopa are absolutely amazing card was here in 24 hours activation was so simple and fast. And they are very knowledgeable and understanding if you have any issues. They are polite and very efficient. Reviewed on: 14th January 2023

Manageable credit limit

Easy to use app. Ideal for me to build my credit score Reviewed on: 14th January 2023

Great credit card and service

This is an easy to use cc with a great app to handle all your needs Reviewed on: 14th January 2023

Really easy and no hassle to use

I am happy with the service and feel that they are helpful and the information is easy to follow and understand. Reviewed on: 14th January 2023

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