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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43487 reviews)

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4.94

Based on 43,487 reviews, last reviewed 18th Mar 2026

155450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had mine now 12 months plus and no problems a... I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43487)

Amazing

Really easy to apply, great starting credit limit, amazing app which is easy to set up and use, just an amazing product. Reviewed on: 14th January 2023

Zopa is the best

Zopa is the best credit card for those who have a bad credit rating. The guys are sooooo easy to talk to and they are British Reviewed on: 14th January 2023

Easy to use and set up

Very easy process to apply and lots of hints and tips on saving money and how to build up your credit score. Reviewed on: 14th January 2023

Feeling the love!

Just got my card 6 months interest free finance while trying to rebuild my credit. This card has given me confidence for the future. Reviewed on: 14th January 2023

Really helpful

Great service and really helpful Reviewed on: 14th January 2023

Professional

Brilliant service, easy set up, would recommend to anyone Reviewed on: 14th January 2023

Zopa the best

Awesome credit and the app is the best to track my spending Reviewed on: 14th January 2023

zopa appraisal

ive had no problems with zopa since i joined them.. i am well informed if anything is to change with my account Reviewed on: 14th January 2023

Best for me!

Love this card as very flexible and helps to maintain credit levels. Reviewed on: 14th January 2023

Great company

With the app it tells you every transaction- love this card Reviewed on: 14th January 2023

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