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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service. Hassle free ease to use

Easy application and great info supplied on the app. Reviewed on: 14th January 2023

Best card 2022

I have perfect time with this provider Zopa Reviewed on: 14th January 2023

Fast easy and controllable.

A very handy card that hit the spot in an emergency and helps rebuild my score. Reviewed on: 14th January 2023

Fantastic

Just the perfect card to have and you can balance your money for the life you live Reviewed on: 14th January 2023

easy to use with excellent website

really easy to use and keep ahead of your spending with the webpage and alerts to your phone when you do spend Reviewed on: 14th January 2023

Best affordable card

Great card for helping with your credit score. Reviewed on: 14th January 2023

Superb

Great credit card provided by a great company. Helpful, friendly, knowledgeable and professional throughout Reviewed on: 14th January 2023

Excellent company

Great credit card clear and simple to understand APR etc Reviewed on: 14th January 2023

Great service

Great service easy to navigate around Reviewed on: 14th January 2023

Excellent

Fast service immediately approval fast coming card to door Reviewed on: 14th January 2023

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