Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Honest, Straightforward

Crystal clear app. Great advice given. Can 100% recommend Zopa Reviewed on: 14th January 2023

Best

Hassle free , no big deal if you have poor credit score Reviewed on: 14th January 2023

Easy, supportive, positive, honest

Has helped me start budgeting and build my credit rating at the same time. Would definitely recommend to anyone Reviewed on: 14th January 2023

Easy to use

Really easy to navigate support is good Reviewed on: 14th January 2023

Best Credit Card

Easy payments and easy to use!! Amazing card that i can use world wide! Reviewed on: 14th January 2023

Easy as one, two, three

Three reasons I would recommend Zopa, one - competitive price, two - easy to use app and three - no constant nagging emails Reviewed on: 14th January 2023

Great card exactly what I needed

Easy to user website, no hidden fees, prompt reminders, everything I need in a credit card Reviewed on: 14th January 2023

Great

Great card low Apr rate for someone like me who is rebuilding their credit score monthly updates easy to use app to make payments either monthly or a 1 off Reviewed on: 14th January 2023

Amazing lender

Thank you amazing lender always helpful Reviewed on: 14th January 2023

Helpful staff and easy to use app

Staff so helpful when I've contacted them. App very easy to use and monitor spending Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.82 from 14 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Credit card
from Nationwide 4.14 from 223 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub