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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent Financial company

This is one of the most useful card that I can use to assist me at times. Reviewed on: 14th January 2023

Excellent credit card

Zopa card has been excellent! The service is incredible and I am always kept up to date with anything new. Reviewed on: 14th January 2023

Bad Credit

After a few years of struggling trying to get credit due too a few bad choices I came across Zopa, I applied and was accepted fairly quick without any stress. I have now got myself into a better place thanks to the help of Zopa. Also they have a great app which is easy and friendly to use. I'd recommend to anyone needing credit help Thanks Zopa Reviewed on: 14th January 2023

A Responsible Lender

great card and they really help you build your credit and understand your needs Reviewed on: 14th January 2023

Honest, Straightforward

Crystal clear app. Great advice given. Can 100% recommend Zopa Reviewed on: 14th January 2023

Best

Hassle free , no big deal if you have poor credit score Reviewed on: 14th January 2023

Easy, supportive, positive, honest

Has helped me start budgeting and build my credit rating at the same time. Would definitely recommend to anyone Reviewed on: 14th January 2023

Easy to use

Really easy to navigate support is good Reviewed on: 14th January 2023

Best Credit Card

Easy payments and easy to use!! Amazing card that i can use world wide! Reviewed on: 14th January 2023

Easy as one, two, three

Three reasons I would recommend Zopa, one - competitive price, two - easy to use app and three - no constant nagging emails Reviewed on: 14th January 2023

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