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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card exactly what I needed

Easy to user website, no hidden fees, prompt reminders, everything I need in a credit card Reviewed on: 14th January 2023

Great

Great card low Apr rate for someone like me who is rebuilding their credit score monthly updates easy to use app to make payments either monthly or a 1 off Reviewed on: 14th January 2023

Amazing lender

Thank you amazing lender always helpful Reviewed on: 14th January 2023

Helpful staff and easy to use app

Staff so helpful when I've contacted them. App very easy to use and monitor spending Reviewed on: 14th January 2023

Great service. Hassle free ease to use

Easy application and great info supplied on the app. Reviewed on: 14th January 2023

Best card 2022

I have perfect time with this provider Zopa Reviewed on: 14th January 2023

Fast easy and controllable.

A very handy card that hit the spot in an emergency and helps rebuild my score. Reviewed on: 14th January 2023

Fantastic

Just the perfect card to have and you can balance your money for the life you live Reviewed on: 14th January 2023

easy to use with excellent website

really easy to use and keep ahead of your spending with the webpage and alerts to your phone when you do spend Reviewed on: 14th January 2023

Best affordable card

Great card for helping with your credit score. Reviewed on: 14th January 2023

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