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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Ease of use

5
Straightforward application and smart insights on use within the app. Altogether brilliant Reviewed on: 14th January 2023
Eudy Anya's avatar
Eudy Anya

Zopa

5
Very easy to set up , however, I was looking forward to having £3,00 credit limit Reviewed on: 14th January 2023
anietiesagbe@aol.com's avatar
[email protected]

Good company very friendly

5
Easy to use , very friendly , customer service very good Reviewed on: 14th January 2023
Caroline green's avatar
Caroline green

Zopa

5
I haven't had much interaction with zopa, however they have been there for me, notification when I'm getting close to my limit, clear and easy instructions and I know thier team is there to help Reviewed on: 14th January 2023
Simon609's avatar
Simon609

Credit score growth made easy

5
I got this card to help improve my credit score and it has not disappointed me. Would definitely recommend. Reviewed on: 14th January 2023
Claire Hunter's avatar
Claire Hunter

Amazing chance to build your credit

5
Excellent credit card easy to manage account Reviewed on: 14th January 2023
PAUL LESTER's avatar
PAUL LESTER

Innovative, Friendly, Easy to Use

5
I really like this company, they were one of the few companies to give me a credit card and I am will impressed by their website and how easy it is to use. They are friendly and have a refreshing approach to their customers. Reviewed on: 14th January 2023
John Grant's avatar
John Grant

Amazing!!

5
Easy to apply. Amazing website. Very helpful in any way. Reviewed on: 14th January 2023
victoriagay72@icloud.com's avatar
[email protected]

Kerry

5
Easy and worry free, simple to apply Reviewed on: 14th January 2023
Kerry's avatar
Kerry

Customer friendly credit card

5
Easy to get credit card. User friendly application. Prompt credit increase when card managed properly. Highly recommended for credit score build. Reviewed on: 14th January 2023
Kamila 's avatar
Kamila

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