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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Happy card

Easy and manageable with any help you need.great app. Reviewed on: 14th January 2023

One love

Excellent service it cannot go wrong One love Reviewed on: 14th January 2023

Friendly service good advice !

I have managed so much better with Zopa I feel in control and with reminders advice and tips all round a great company!! Reviewed on: 14th January 2023

Helped me when I needed it

My credit was poor I work regularly and have a pension but still needed assistance they provided it Reviewed on: 14th January 2023

Best credit card on the market

From the moment I applied for a Zopa credit card the journey has been seamless. The application process is clear but simple, you are advised everytime you make a transaction and the customer service is fantastic. I would recommend a Zopa credit card to anyone . Reviewed on: 14th January 2023

Excellent app for credit card

Card works every time and app has never let me down. One of the better apps I’ve seen for credit cards. Reviewed on: 14th January 2023

Good card

All good customer service and reachable all day Reviewed on: 14th January 2023

Zopa

Iv found my credit card fantastic and a great app Reviewed on: 14th January 2023

Exciting new card

Easy to navigate site & excellent customer serbicr Reviewed on: 14th January 2023

Good service

Always able to help and quick to sort stuff out Reviewed on: 14th January 2023

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