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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Less Apr.friendly se4vicr and friendly card too

APR is less than other cards And also almost every where i soentvthis cardio never had nop4oblem. No hidden charges Reviewed on: 14th January 2023

Must have

Overall very pleased with the credit card itself, the app they have and the customer experience they provide. Thank you Reviewed on: 14th January 2023

Average service regarding APR etc.

Customer service helpful however Reviewed on: 14th January 2023

Excellent service

So easy and simple to apply - app is so easy and clear to use. Fantastic service and communication. Reviewed on: 14th January 2023

Always been excellent

Always been excellent with notification and receipts and keeping me up to date Reviewed on: 14th January 2023

Good card

Good card and well thought out app Reviewed on: 14th January 2023

Great credit card

Superb easy to use app. Great product and useful extras Reviewed on: 14th January 2023

Simple and straightforward

I measure the efficiency of any supplier by the problems I encounter.....there have been none. I think that says it all! Reviewed on: 14th January 2023

Superb

Zopa is zopacious ….. I have with Zopa now for over 1 year and I can simply say it’s the best Reviewed on: 14th January 2023

Best

Super card great card easy to use and works well Reviewed on: 14th January 2023

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