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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy and no fuss!

Easy to applied, got my credit card quickly. Reviewed on: 14th January 2023

Great

A great company and are very helpful and a good app. Reviewed on: 14th January 2023

Great customer service

Great services. Transfer balance quick and simple, and no interest rates for the first few months. Zopa is just different from any other credit card in the way they communicate with you, the support online and on the phone is just brilliant. Reviewed on: 14th January 2023

superb

reliable what it says on the tin excellent Reviewed on: 14th January 2023

Best friend

A friend in need is a friend indeed. Reviewed on: 14th January 2023

The best

A Nice experience whit zopa,they are the best Reviewed on: 14th January 2023

Great easy speedy process

I was needing extra finance to pay for bills to tide me over to pay day. Great service with super speedy access and quick to receive your card and easy set up process. Definitely recommend! Reviewed on: 14th January 2023

Very good

Very good credit card if you have a bad credit rating. They help you manage your spending and help build your score. Reviewed on: 14th January 2023

Really good credit card

Really easy, really good credit card Reviewed on: 14th January 2023

Excellent customer service

From start to finish, everything was simple and straight forward and would recommend zopa to friends and family Reviewed on: 14th January 2023

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