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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Innovative, Friendly, Easy to Use

I really like this company, they were one of the few companies to give me a credit card and I am will impressed by their website and how easy it is to use. They are friendly and have a refreshing approach to their customers. Reviewed on: 14th January 2023

Amazing!!

Easy to apply. Amazing website. Very helpful in any way. Reviewed on: 14th January 2023

Kerry

Easy and worry free, simple to apply Reviewed on: 14th January 2023

Customer friendly credit card

Easy to get credit card. User friendly application. Prompt credit increase when card managed properly. Highly recommended for credit score build. Reviewed on: 14th January 2023

Happy card

Easy and manageable with any help you need.great app. Reviewed on: 14th January 2023

One love

Excellent service it cannot go wrong One love Reviewed on: 14th January 2023

Friendly service good advice !

I have managed so much better with Zopa I feel in control and with reminders advice and tips all round a great company!! Reviewed on: 14th January 2023

Helped me when I needed it

My credit was poor I work regularly and have a pension but still needed assistance they provided it Reviewed on: 14th January 2023

Best credit card on the market

From the moment I applied for a Zopa credit card the journey has been seamless. The application process is clear but simple, you are advised everytime you make a transaction and the customer service is fantastic. I would recommend a Zopa credit card to anyone . Reviewed on: 14th January 2023

Excellent app for credit card

Card works every time and app has never let me down. One of the better apps I’ve seen for credit cards. Reviewed on: 14th January 2023

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