Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Best out there

Can't fault Zopa .Keep me well informed of everything happening in my account .Fantastic. Reviewed on: 13th January 2023

Easy to use site

Easy to navigate and very informative Reviewed on: 13th January 2023

Happy

very excellent service quick online payment service Reviewed on: 13th January 2023

Excellent service

From the day I have had this credit card, it's been plain sailing, and easy to apply Reviewed on: 13th January 2023

Great service

Great card, with great costumer service Reviewed on: 13th January 2023

Fantastic

Great service highly recommend, perfect Reviewed on: 13th January 2023

Helps greatly

This card helps in times of need a little lifeline Reviewed on: 13th January 2023

Fabulous

Great bank, easy to use app. Would definitely recommend it to others. Fabulous Reviewed on: 13th January 2023

Great and no worries

All of my transactions have been dealt with effectively,professionally and no problems. Customer service. Has been at the top of their game displaying knowledge and understanding and conclude business with the uttermost satisfaction. Reviewed on: 13th January 2023

Very easy to set up

Great company ive had no issue's Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.53 from 56 reviews
Credit Card
from HSBC 3.02 from 113 reviews
Flex Credit Card
from Monzo 4.96 from 2510 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub