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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Simple and straightforward

App simple and easy to use. Regular email reminders but not intrusive or pushy sales for other products Reviewed on: 14th January 2023

Excellent all round

Brilliant from applying to customer service Reviewed on: 14th January 2023

Easy stress free

The App is easy to navigate customer care is second to none. Reviewed on: 14th January 2023

Feras zopa

It's a really perfect card, Ease of use and help with Credit Score Reviewed on: 14th January 2023

Easy, simple

I found it easy and very simple to apply for a credit card. No hard check, so it didn't affect my credit score and I got what I needed . Reviewed on: 14th January 2023

Very good service

Zopa are excellent at keeping you updated about your account and ensuring your kept posted about any changes or when payment is due Reviewed on: 14th January 2023

Good company

I am happy with my card ! And Customer service is very Good Reviewed on: 14th January 2023

help built my credit score

Good service and help built my credit rating Reviewed on: 14th January 2023

Reliable

They are very reliable and trustworthy company Reviewed on: 14th January 2023

Excellent

They are reliable, always there to help Reviewed on: 14th January 2023

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