Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

14% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Best card

So easy to use and make payment the app is so easy to understand Reviewed on: 13th January 2023

Credit card review

I have had has this credit card for a year, and feel it is the best I have had they don’t let you get in to debt. They are responsible lenders. Reviewed on: 13th January 2023

Credit cards

Very help full easy to use app fantastic service Reviewed on: 13th January 2023

Zopa

Great credit card with an excellent app'. Helps me stay on track with everything. Reviewed on: 13th January 2023

Credit with care

Having a Zopa credit card has made my life a little bit easier as it was issued, delivered and managed without fuss and I have been kept up to date with my spending as soon as I have spent. Reviewed on: 13th January 2023

Best credit card provider

Always there to help Fast response Easy app Fast payments Less interest rates Reviewed on: 13th January 2023

Brilliant

Brilliant credit card and credit building Reviewed on: 13th January 2023

Application

Quick application to complete. App is very easy to use. Reviewed on: 13th January 2023

Great service and app!

Absolutely brilliant, easy to apply and the app is great! Love ZOPA Reviewed on: 13th January 2023

Amazing

Really helpful and easy to use. Amazing service Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.64 from 19 reviews
Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub