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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Plain Sailing

5
Very easy to deal with, the App is simple and straightforward, good updates so you can manage your money easy. Reviewed on: 14th January 2023
Lee Wheatley's avatar
Lee Wheatley

Extremely helpful & seamless process

5
Cannot fault my experience with Zopa. Everything was quick, easy to complete & customer service has been excellent! Reviewed on: 14th January 2023
hannahmorgan29@hotmail.com's avatar
[email protected]

Since been on iva this card made my credit build better and help me build a better credit

5
Great credit card briliiant guys Reviewed on: 14th January 2023
Paul goddard's avatar
Paul goddard

credit builder

5
So easy to apply ,helped me rebuild my credit score, app so easy to use Would recommend to anybody who needs help to REBUILD their credit rating Reviewed on: 14th January 2023
BAZA's avatar
BAZA

Very good company

5
I will recommend this company and services you provide to everyone. Reviewed on: 14th January 2023
giertzak@btinternet.com's avatar
[email protected]

The best in the world

5
Excellent and amazing the best card ever Reviewed on: 14th January 2023
Grant's avatar
Grant

Super

5
Excellent service very easy to access your account when you spent from your zopa credit card the transaction exactly shows at the time and stays there which one of the best ever and all your information is there wonerfull guys all the best Reviewed on: 14th January 2023
Siddiq Mursal's avatar
Siddiq Mursal

Great customer service

5
Great service and very easy to use the app Reviewed on: 14th January 2023
garry beardshall's avatar
garry beardshall

Great product

5
Great service polite staff easy to contact quick help when needed Reviewed on: 14th January 2023
Di's avatar
Di

App easy to work

5
Excellent app easy and very easy to work Reviewed on: 14th January 2023
Andrew 's avatar
Andrew

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