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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great credit card provider

Easy set up, great app and informative customer service. Reviewed on: 14th January 2023

Fast, friendly, efficient service!

Applying for credit with Zopa was nice and easy. They provide an amicable, professional service. Highly recommended! Reviewed on: 14th January 2023

Fabulous Credit Card Product with exceptional service

Zopa service is excellent really easy to use App nice and easy to set up and keep in control of your finances. Service offered is absoiutely fantastic. Reviewed on: 14th January 2023

Excellent

Simple straightforward credit card. App is fantastic. Reviewed on: 14th January 2023

Excellent service

Easy access to any information and always reachable Reviewed on: 14th January 2023

Good company apart from never increasing my credit limit. Its been 200 pounds now for well over 2 years and have never been late or missed a payment

Wish my credit limit would go up from 200 pounds after we'll over 2 years have never been late or missed a payment so I don't understand stand it Reviewed on: 14th January 2023

Amazing!

Straightforward, fast, honest and lean. I love that product! Reviewed on: 14th January 2023

I can do the Mobile phone app is very good

I find it very easy to use the app Reviewed on: 14th January 2023

Credit card

Quick and easy to apply for, would definitely recommend this credit card Reviewed on: 14th January 2023

Excellent service

Very easy to apply, very fast service, easy to use app with lots of information on how to improve your credit rating. Reviewed on: 14th January 2023

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Zopa: Credit card reviews

99% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best banking app 2026

Best credit card provider 2025

Zopa Credit card reviews (44350)

Great credit card provider

Fast, friendly, efficient service!

Fabulous Credit Card Product with exceptional service

Excellent

Excellent service

Good company apart from never increasing my credit limit. Its been 200 pounds now for well over 2 years and have never been late or missed a payment

Amazing!

I can do the Mobile phone app is very good

Credit card

Excellent service

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Cash ISA

Join Smart Money People

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