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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Credit Card Made Easy

5
Straight forward no nonsense credit card, easy to use app and a sensible credit limit. Well done. Reviewed on: 13th January 2023
Garry Neath's avatar
Garry Neath

Saviour

5
Having a Zopa card has helped immensely. Very happy with it. Thankyou guys. Reviewed on: 13th January 2023
Dave's avatar
Dave

Amazing

5
I so happy i was accepted for this credit card and really help me . Hope you keep on top of our expectations. Reviewed on: 13th January 2023
George's avatar
George

zopa is super

5
Excellent easy to use app and great customer service Reviewed on: 13th January 2023
Tomma Daglish's avatar
Tomma Daglish

Great product

5
Easy, clear dies exactly as it should Reviewed on: 13th January 2023
Dagmara 's avatar
Dagmara

Great service

5
I joined Zopa as a result of an advert. Expected them to be the same as all the others. But I was happily mistaken. Zopa has been a pleasure to use. The app is extremely easy to use with lots of useful tips and advice. Very happy to be a customer. Reviewed on: 13th January 2023
Jaytheguvna's avatar
Jaytheguvna

Good company great for finance

5
Absolutely Reviewed on: 13th January 2023
STUART NORTON's avatar
STUART NORTON

The best loan company

5
Zopa is one of the best companies. I applied for Zopa credit card and had an answer straight away. The limit given on the card suprisme as I didn't expect so much. The monthly rate is not so big so it is easy to pay the all the used money back. I highly recommending Zopa credit card to anyone who is in need of extra money for unexpected spendings. Reviewed on: 13th January 2023
Magda's avatar
Magda

Zopa card

5
Very good service easy to use and excellent service Reviewed on: 13th January 2023
Martin Walker's avatar
Martin Walker

Great service

5
Hassle-free application, extremely easy to use and great range of services. Reviewed on: 13th January 2023
Fran's avatar
Fran

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