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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great easy speedy process

I was needing extra finance to pay for bills to tide me over to pay day. Great service with super speedy access and quick to receive your card and easy set up process. Definitely recommend! Reviewed on: 14th January 2023

Very good

Very good credit card if you have a bad credit rating. They help you manage your spending and help build your score. Reviewed on: 14th January 2023

Really good credit card

Really easy, really good credit card Reviewed on: 14th January 2023

Excellent customer service

From start to finish, everything was simple and straight forward and would recommend zopa to friends and family Reviewed on: 14th January 2023

Great credit card provider

Easy set up, great app and informative customer service. Reviewed on: 14th January 2023

Fast, friendly, efficient service!

Applying for credit with Zopa was nice and easy. They provide an amicable, professional service. Highly recommended! Reviewed on: 14th January 2023

Fabulous Credit Card Product with exceptional service

Zopa service is excellent really easy to use App nice and easy to set up and keep in control of your finances. Service offered is absoiutely fantastic. Reviewed on: 14th January 2023

Excellent

Simple straightforward credit card. App is fantastic. Reviewed on: 14th January 2023

Excellent service

Easy access to any information and always reachable Reviewed on: 14th January 2023

Good company apart from never increasing my credit limit. Its been 200 pounds now for well over 2 years and have never been late or missed a payment

Wish my credit limit would go up from 200 pounds after we'll over 2 years have never been late or missed a payment so I don't understand stand it Reviewed on: 14th January 2023

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