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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

zopa

i recieved a credit card from them when others refused dye to my bad credit helped me out when needed it most Reviewed on: 14th January 2023

Just great

Help full and easy to use,good service and listen if you need to talk Reviewed on: 14th January 2023

Excellent card & service.

Zopa gave me a chance when other credit card providers turned me down. Fast sign up, very user friendly card. And I got an interest free period for balance transfers too, which really helped me back on my feet. I am very happy with Zopa, simply can't fault them. Reviewed on: 14th January 2023

Credit

Very helpful and always will to offer advice and additional help if required Reviewed on: 14th January 2023

Very good one

Easy to use the platform and accept everywhere Reviewed on: 14th January 2023

Accommodating.

Needed the extra help and Zopa to the rescue. Reviewed on: 14th January 2023

Zopa Credit Card

Love this card it’s easy to use Reviewed on: 14th January 2023

Great

Good customer service good product easy use app highly recomend Reviewed on: 14th January 2023

Gave me a chance

Gave me a chance on a credit card and a chance to build my credit score Reviewed on: 14th January 2023

Easy to use, informative

Have had Zopa for about 12-18 months, have never had an issue with them, and the app is very clear and informative, will additional links to loans, etc Reviewed on: 14th January 2023

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