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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Plain Sailing

Very easy to deal with, the App is simple and straightforward, good updates so you can manage your money easy. Reviewed on: 14th January 2023

Extremely helpful & seamless process

Cannot fault my experience with Zopa. Everything was quick, easy to complete & customer service has been excellent! Reviewed on: 14th January 2023

Since been on iva this card made my credit build better and help me build a better credit

Great credit card briliiant guys Reviewed on: 14th January 2023

credit builder

So easy to apply ,helped me rebuild my credit score, app so easy to use Would recommend to anybody who needs help to REBUILD their credit rating Reviewed on: 14th January 2023

Very good company

I will recommend this company and services you provide to everyone. Reviewed on: 14th January 2023

The best in the world

Excellent and amazing the best card ever Reviewed on: 14th January 2023

Super

Excellent service very easy to access your account when you spent from your zopa credit card the transaction exactly shows at the time and stays there which one of the best ever and all your information is there wonerfull guys all the best Reviewed on: 14th January 2023

Great customer service

Great service and very easy to use the app Reviewed on: 14th January 2023

Great product

Great service polite staff easy to contact quick help when needed Reviewed on: 14th January 2023

App easy to work

Excellent app easy and very easy to work Reviewed on: 14th January 2023

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