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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Top Class bank and Credit Card

Applied and it was quick and easy no trouble Reviewed on: 14th January 2023

service service service

Excellent customer communication Reviewed on: 14th January 2023

Fair

Easy to apply for also very fair Reviewed on: 14th January 2023

Best

The best one. No fees and this is all you need Reviewed on: 14th January 2023

The best way

Very easy to use, and professional service Reviewed on: 14th January 2023

Great company

Very fair and great communication from the phone lines Reviewed on: 14th January 2023

Fantastic credit building

Fantastic card to build credit up and and always good service Reviewed on: 14th January 2023

Awesome service and most importantly they care for there card holders.

Honest company with their clients Reviewed on: 14th January 2023

Trustworthy Company

Love that you can lock some of you’re balance for emergencies and very affordable interest Reviewed on: 14th January 2023

Helping me get a new start after relationship break up which left me in debt

Card as helped me out where normally would have to do without eg electric gas food. I suffer with stress and would panic now I know when times get hard I have card to help till payday and my credit rating has improved a lot which was my main goal Reviewed on: 14th January 2023

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