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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing!

Straightforward, fast, honest and lean. I love that product! Reviewed on: 14th January 2023

I can do the Mobile phone app is very good

I find it very easy to use the app Reviewed on: 14th January 2023

Credit card

Quick and easy to apply for, would definitely recommend this credit card Reviewed on: 14th January 2023

Excellent service

Very easy to apply, very fast service, easy to use app with lots of information on how to improve your credit rating. Reviewed on: 14th January 2023

Plain Sailing

Very easy to deal with, the App is simple and straightforward, good updates so you can manage your money easy. Reviewed on: 14th January 2023

Extremely helpful & seamless process

Cannot fault my experience with Zopa. Everything was quick, easy to complete & customer service has been excellent! Reviewed on: 14th January 2023

Since been on iva this card made my credit build better and help me build a better credit

Great credit card briliiant guys Reviewed on: 14th January 2023

credit builder

So easy to apply ,helped me rebuild my credit score, app so easy to use Would recommend to anybody who needs help to REBUILD their credit rating Reviewed on: 14th January 2023

Very good company

I will recommend this company and services you provide to everyone. Reviewed on: 14th January 2023

The best in the world

Excellent and amazing the best card ever Reviewed on: 14th January 2023

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