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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Reliability of Zopa Credit Card

Zopa is always there in times of need. Reviewed on: 13th January 2023

Great card

Very easy application process, fantastic online app very easy to use a must to rebuild your credit history and a sensible limit. Reviewed on: 13th January 2023

Excellent credit card great company

Had no problems why been with zopa I have 3 credit cards and it's over all my fav one out them all definitely recommended Reviewed on: 13th January 2023

Excellent

Excellent very good, happy to zopa Reviewed on: 13th January 2023

Brilliant

Zopa are with you every step of the way Reviewed on: 13th January 2023

Credit card review

Excellent credit card great value and service Reviewed on: 13th January 2023

Really understand me

Zopa really understands me and my needs with my credit card it’s just been amazing journey Reviewed on: 13th January 2023

Best credit card I've ever had

Simple application, easy to understand and often updated conditions. Helpful staff members and easy to use! Reviewed on: 13th January 2023

Modern and fit for purpose

In a world where you can trust very little, Zopa gives the user a modern experience full of safety features. Reviewed on: 13th January 2023

Perfect for rebuilding credit

Zopa credit card accepted me when most other providers would not, due to poor credit history. The initial credit limit was small, so easily manageable, and over time this increased to allow me to demonstrate my credit worthiness. The app is very informative and clear. Reviewed on: 13th January 2023

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