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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Kindness

They are a very friendly and helpful team and they also help you if you are struggling Reviewed on: 14th January 2023

The best credit card

Very good and no problem at all Reviewed on: 14th January 2023

Easy to use , good quality service

Fast and affective service with an affordable and understanding company. Reviewed on: 14th January 2023

Does what it says on the tin

From the word go the zopa credit card has done what it says on the tin, you use it and pay back what you owe when the bill is produced, what I like about it the most is the mobile app, this allows you to keep track on your spending and has a real crisp user interface that is really simple to use. Reviewed on: 14th January 2023

Fantastic Company

Since dealing with Zopa they have been exceptionally good Reviewed on: 14th January 2023

Yes recommended

Quick service Our call answer very quickly Reviewed on: 14th January 2023

Great App helps me keep track of spending

Zopa always provide friendly customer service and I love the App - helps me keep track of my spending. Reviewed on: 14th January 2023

Excellant Service from Vopa

I joined Zopa because I had a shortfall in my finances; they saved me from going into the red; since then, I kept up my payments on their card, and they continue to offer excellent service. Reviewed on: 14th January 2023

The best Credit card around

Very simple to keep on top of your spending. Reviewed on: 14th January 2023

Helping me to boost my credit score

Application process was quick and easy Really helpful. Takes the pain out of applying for credit when you have a poor credit rating Reviewed on: 14th January 2023

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