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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good online login with details information

Very easy to use on-line You will see your spending and how much to pay with date Reviewed on: 14th January 2023

Great card

This is a good card and is easy to keep on top of Reviewed on: 14th January 2023

Great service

Easy to apply and great app to keep track of purchases and payments. Reviewed on: 14th January 2023

Great friendly team

They are a great credit card company so happy with there service Reviewed on: 14th January 2023

Brilliant

Fantastic company customer service team brilliant Reviewed on: 14th January 2023

Cinderela

I loved my card , is very important for me has this card . Reviewed on: 14th January 2023

Excellent rate

I have been extremely happy with the interest rate and other offers Reviewed on: 14th January 2023

Great customer services

Customer services is fantastic. Very easy to navigate through all the different options online Reviewed on: 14th January 2023

Simple but effective!

Easy app, good alerts, simple payment system and good for credit scoring. Ideal! Reviewed on: 14th January 2023

Zopa credit card

Really good service and excellent overall experience Reviewed on: 14th January 2023

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