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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Super

Excellent service very easy to access your account when you spent from your zopa credit card the transaction exactly shows at the time and stays there which one of the best ever and all your information is there wonerfull guys all the best Reviewed on: 14th January 2023

Great customer service

Great service and very easy to use the app Reviewed on: 14th January 2023

Great product

Great service polite staff easy to contact quick help when needed Reviewed on: 14th January 2023

App easy to work

Excellent app easy and very easy to work Reviewed on: 14th January 2023

Top Class bank and Credit Card

Applied and it was quick and easy no trouble Reviewed on: 14th January 2023

service service service

Excellent customer communication Reviewed on: 14th January 2023

Fair

Easy to apply for also very fair Reviewed on: 14th January 2023

Best

The best one. No fees and this is all you need Reviewed on: 14th January 2023

The best way

Very easy to use, and professional service Reviewed on: 14th January 2023

Great company

Very fair and great communication from the phone lines Reviewed on: 14th January 2023

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