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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Quick and easy

Quick and easy to apply and the app is easy to use I would recommend this card to everyone Reviewed on: 14th January 2023

Spot on

Zopa is a good company to be with Reviewed on: 14th January 2023

Best offer & service

Second to none as a Product & service!! Reviewed on: 14th January 2023

Fair and reasonable at a difficult time

Zopa take an individual approach to providing credit that is crucial in these times. They have been amazing in all areas of customer service, as well as treating me financially with intelligence and respect. Reviewed on: 14th January 2023

Over all very good card

Credit to suit, I like the notifications and the messages when your reaching your limit Reviewed on: 14th January 2023

Best card

I like Zopa good card I just want they can update to Apple Pay and we can use more and limit increase make it more simple appreciate Reviewed on: 14th January 2023

Excellent so easy to apply and use

Application process quick and easy, easy to contact on phone and helpful would recommend Reviewed on: 14th January 2023

Very good company rates are spot on

Very good company to be associated with professional people Reviewed on: 14th January 2023

Absolutely the best credit card provider I have.

Very easy to sign up, I have lower credit score and have been using credit cards to rebuild. Everything is transparent, I know where I am, they keep me informed, paying the bill is easy. Very happy with them. Reviewed on: 14th January 2023

Reliable and supportive

Great.customer.support, good.financial.support. Good understanding of customer needs in an ever changing financial climate Reviewed on: 14th January 2023

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