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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Superb

5
Very good card, always get information about next payment, Reviewed on: 13th January 2023

Great card provider

5
The app is brilliant and helpful, quick service from the delivery and also always contactable Reviewed on: 13th January 2023

Zopa credit card

5
Superb company always keep you informed of how much you have spent and what you have left. Reviewed on: 13th January 2023

Amazing and helpful

5
I'm very happy with the choices provided, its very helpful and useful. They have an amazing helpline for costumers who need advice or don't know how to do something on the app. I recommend Zopa all the time! Reviewed on: 13th January 2023

Easy no silly lending amounts

5
After have a terrible experience with credit card debt in the past under step change I refrained from getting a card for many years I have a credit card with 300 limit which is always there if I ever need anything and haven’t got funds easy functional safe ! 10/10 Reviewed on: 13th January 2023

Communication good quick clearance of funds

4
Overall experience is very good especially clearance of funds same day availability Reviewed on: 13th January 2023

Everything I wanted from a credit card

5
Zopas app is very user friendly not like most apps which are not and everything about them is helpful and clear a pleasure to be part of this company would recommend to everyone Reviewed on: 13th January 2023

1st class service

5
quick decision and credit limit was exactly what I needed. App is brilliant and allows me instant access to my account Reviewed on: 13th January 2023

The best

5
10 stars.is the best company for people Reviewed on: 13th January 2023

Best credit

5
Becouse low fee very good card in my life Reviewed on: 13th January 2023

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