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Zopa: Credit card reviews

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4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Best credit card provider

5
Application process is easy and customer service amazing. Reviewed on: 13th January 2023
stanil georgiev's avatar
stanil georgiev

Excellent Responsible Credit Provider

5
When my credit score was poor, Zopa were there to offer a limited credit limit credit card for me to help improve my score and nearly 12 months later, they have consistently advised & help me use my card the correct way and my credit score is good now with there support. Excellent 11 out of 10 Reviewed on: 13th January 2023
marksmudgersmith68@gmail.com's avatar
[email protected]

Excellent credit card provider

5
Spot on customer service, easy to use app, generally really good credit card. Reviewed on: 13th January 2023
Annie Shrewsbury's avatar
Annie Shrewsbury

Review

5
Very good company, very good customer service Reviewed on: 13th January 2023
Matthew butcher's avatar
Matthew butcher

The Credit Card we all need!

5
Easy to apply, easy app to use and great with keeping you updated on spend and features Reviewed on: 13th January 2023
Andrew's avatar
Andrew

Review

4
Quick and efficient company card came within 2 days of being approved Reviewed on: 13th January 2023
emmahicken26@gmail.com's avatar
[email protected]

Lovely customer service

5
Never had a problem always helpful Reviewed on: 13th January 2023
mark.booth2009@gmail.com's avatar
[email protected]

Never a issue

5
Really go card never had any issues would definitely recommend to others Reviewed on: 13th January 2023
Alana's avatar
Alana

Great help

5
Gave credit when needed really helped out wen needed Reviewed on: 13th January 2023
Kenneth Barraclough's avatar
Kenneth Barraclough

Great credit card

5
Never had a bad experience with zopa. Customer service is great, credt card it great and easy to manage Reviewed on: 13th January 2023
Juliah Kechil 's avatar
Juliah Kechil

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