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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent app

Great little card. I particularly like the app. Money shows directly on the account when transferred which is also nice. Reviewed on: 14th January 2023

Excellent help towards rebuilding my credit.

Zopa has allowed me to start rebuilding my credit rating after some silly younger years. The whole process is simple and the app helps me keep track with my spend so I can manage my finances a lot better now. Reviewed on: 14th January 2023

Absolutely brilliant to work with

Really easy to communicate with any issue and they sort it straight away, always really helpful Reviewed on: 14th January 2023

North east south west zopa is the best

Top card and tops for loans had no problem paying back early Reviewed on: 14th January 2023

Great

Very helpful and friendly Reviewed on: 14th January 2023

Easy to use.

Very easy to deal with. Everything is easy to understand. They help of you get a little behind Reviewed on: 14th January 2023

Very good company

very friendly and helpful company Reviewed on: 14th January 2023

a good banking company

simple, straightforward, no nonsense lenders with great service Reviewed on: 14th January 2023

Amazing

Very helpful,fast apply,app easy to use Reviewed on: 14th January 2023

Yes I would, this is best way to go

Fast and easy to use, especially if you have the app, and signed up for emails. Always stay updated Reviewed on: 14th January 2023

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