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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Good rates

Easy to manage. No hidden charges Reviewed on: 14th January 2023

Good company

Very helpful company and Hasle free Reviewed on: 14th January 2023

Quick and Easy

Quick and easy application process with excellent support and a brilliant App Reviewed on: 14th January 2023

Fantastic service

Brill card fantastic service app is great easy to use Reviewed on: 14th January 2023

Easy and straightforward

Application process was very easy, card arrived in a few days and the app is great to use. Reviewed on: 14th January 2023

Credit card

Very good company respond well to your every needs been with them a little while now very happy many thanks Reviewed on: 14th January 2023

TCB

Great company highly recommended, Aaaaa+++++TCB Reviewed on: 14th January 2023

Zopa review vote

Never had any trouble with my card what so ever, couldn't ask for an easier app either Reviewed on: 14th January 2023

Easy and quick

Easy and quick, the website is laid out well and has good features in it Reviewed on: 14th January 2023

Recommend to everyone!

Very easy, clear, concise and quick to use, user interface is brilliant and efficient and signing up took less time that’s the kettle boiling!! Highly recommend to anyone and everyone who would benefit from a credit card. Reviewed on: 14th January 2023

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