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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent rate

I have been extremely happy with the interest rate and other offers Reviewed on: 14th January 2023

Great customer services

Customer services is fantastic. Very easy to navigate through all the different options online Reviewed on: 14th January 2023

Simple but effective!

Easy app, good alerts, simple payment system and good for credit scoring. Ideal! Reviewed on: 14th January 2023

Zopa credit card

Really good service and excellent overall experience Reviewed on: 14th January 2023

Easy application process

The app is simple to navigate.the company understands individuals needs and are always there to help when you need assistance.i would have no hesitation in recommending zopa to others. Reviewed on: 14th January 2023

Amazing

Amazing company they are very helpful Reviewed on: 14th January 2023

Awesome friendly helpfull

Never had an issue, would highly recommend Reviewed on: 14th January 2023

Great start up with exciting products

Great for everyone , Zopa gives you a great product and service Reviewed on: 14th January 2023

One of the best cards around

I was looking for a credit card, and I came upon Zopa,they are one of the best credit cards out there,you will not regret taking a credit card out with them Reviewed on: 14th January 2023

Good credit card

The card and app work with any problem, the app is very easy and comfortable, all clear and simple. Reviewed on: 14th January 2023

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