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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Simple as peas

The whole customer journey end to end was straightforward, clear and enabled me to make an informed decision on how to proceed. The app enables me to fully manage, track status and offers so many supportive useful elements and information! Finance done right! Reviewed on: 13th January 2023

Perfect credit card

Card and app is fantastic and gives clear advice and current info Reviewed on: 13th January 2023

Spot on

Great company and very easy to apply for Reviewed on: 13th January 2023

Simply The Vedt

Great staff very polite and a pleasure to deal with Reviewed on: 13th January 2023

My zopa credit card

Easy to apply. Fast efficient decision made. Excellent, easy to use app. Exactly what I wanted. Reviewed on: 13th January 2023

Low rates, good communication

Low rates can be hard to find but I found Zopa very competitive. Also their savings rates are some of the best around. Reviewed on: 13th January 2023

Highley recomend

Easy to set up decent apr for my credit rating and i like that i can set up savings aling side it in the same app Reviewed on: 13th January 2023

No fuss credit card

From applying to receiving my card, it was all straight forward with no issues. The app is super easy to navigate and payments show that day usually which I really like. I have had a credit card in the past where the app was clunky and payment would show after 3 plus working days. Everything has been plain sailing. Would recommend. Reviewed on: 13th January 2023

It can be better

Ther is a lot of room for improvement, by this time into it , I don’t really know if I will recommend to anyone , but who knows maybe in the future I will … Reviewed on: 13th January 2023

The best card

Zopa card is the best card . Not take too much interest plus very easy . You can add. App and you can look everything. Very nice card Reviewed on: 13th January 2023

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