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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Best credit card

Was very easy application. Great app that keeps you on track. Reviewed on: 14th January 2023

Excellent

App is easy to use and when I rang customer service they were so helpful Reviewed on: 14th January 2023

Easy

Very easy and hassle free application with fast response. Very helpful and staff and very straightforward Reviewed on: 14th January 2023

Great company to use

Great company, no issues. Very happy to use and recommend Reviewed on: 14th January 2023

Gave me a chance!

Really efficient and helpful. Only company that gave me the chance to rebuild my credit! Reviewed on: 14th January 2023

DOWN TO EARTH COMPANY!!

Just to clarify, this company has been no other than helpful and understanding!! They take care of you and try to help each step of the way. Truly amazing and I’m glad that I came across Zopa. Reviewed on: 14th January 2023

Brilliant service

Very easy to work your way around my account Reviewed on: 14th January 2023

Credit card

Really friendly customer service and really easy web site to use to help use card. Reviewed on: 14th January 2023

Great service

Great Service, great rates! Quick response Reviewed on: 14th January 2023

All round great!

Great company and extremely helpful Reviewed on: 14th January 2023

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