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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very happy

Amazing looking card, app for control is easy to use and user friendly Reviewed on: 14th January 2023

Gave me credit when I was needing it

Overall a great company to deal with ,easy transactions and a human at the end of the phone Reviewed on: 14th January 2023

No fuss easy to use

My wife and I both have a card and use it specifically for holidays Reviewed on: 14th January 2023

Amazing service

Everything is easy to use and and keep an eye on, Zopa always work with there customers and always polite Reviewed on: 14th January 2023

Good

Great company . Honest and very reasonable rates. Reviewed on: 14th January 2023

The Best

I love the zopa card because it always helps you when you are in a difficult situation Reviewed on: 14th January 2023

My Zopa card

Rrally good servoce. Good app. Helpful Cistomer Detvice.p Reviewed on: 14th January 2023

Review

They are soo helpful and very friendly!! Reviewed on: 14th January 2023

ZOPA Credit car - well worth having

ZOPA has a friend to use app so thats easy to monitor what your spending and limit Reviewed on: 14th January 2023

Reliable

Fast and efficient making payments fast and clear straight away App is very easy to use also. Reviewed on: 14th January 2023

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