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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

A great card very helpful

Very helpful in every way when u phone them Reviewed on: 14th January 2023

Best credit card bank

Zopa simplified the way to use a credit card, making it easier always. Reviewed on: 14th January 2023

Brilliant

Great card and easy to track spending via app Reviewed on: 14th January 2023

Highly recommend

I was struggling to get a credit card in uk, because of my credit score. But Zopa accepted me from the first try, very easy and quick to apply. Highly recommend! Reviewed on: 14th January 2023

Understanding

With the economy as it is at the moment, zopa have made every attempt to make sure that I don't go further into debt by struggling to meet payments. Thier customer service team have a very understanding and friendly nature for a credit card company. Reviewed on: 14th January 2023

Great credit card

I have to say I was a bit apprehensive to apply for a credit card from company that I never heard of however this one is pretty good. The app you use its easy to understand and use Reviewed on: 14th January 2023

good service

handy allways there when you need it. Reviewed on: 14th January 2023

Zopa card

Simple and easy to use great service Reviewed on: 14th January 2023

Great provider

I have low credit score and the company offered me a credit card low apr and quick service Reviewed on: 14th January 2023

Helpful

You find out everything you need and very helpful good rates Reviewed on: 14th January 2023

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