Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

very easy to use

The app is very good and intuitive when paying for my credit card payment and very easy to use.It remembers my 3 digit authorisation code and the transaction reflects immediately, instead of a 3 day delay like a number of credit card providers, It remembers my details from previous payments so only have to click at most 5 times very quick. Reviewed on: 13th January 2023

Good company

I have never had a problem with Zopa, help me out when needed. Reviewed on: 13th January 2023

Brilliant company

Very good company no problems what so ever! Definitely will recommend to family and friends. Reviewed on: 13th January 2023

Not one problem

Never any issues, always answering any concerns I may have Reviewed on: 13th January 2023

Effortlessly simple!

Awesome! Great fluid app, easy navigation and totally transparent. Top marks! Reviewed on: 13th January 2023

Fantastic service

A great card that’s easy to use with frequent updates about billing etc . Reviewed on: 13th January 2023

Easy to use

Very easy to use and set up. Making payments easy and the online app is great. Reviewed on: 13th January 2023

Most easiest card to use

I have a couple of ceedit cards and find zopa to be the easiest one to understand and the flexibility of the card and repayment is fantastic I have recommended this card to more then one family member as other card companies can be miss leading. Reviewed on: 13th January 2023

Zopa

Does what it says on the tin, good credit card provider, could do with higher limits Reviewed on: 13th January 2023

Customer friendly application process and prompt response.

The application process was intuitive and easy to follow. Both the response and card also came soon after the approval. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Zable 4.94 from 30805 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
Clarity Credit Card
from Halifax 4.10 from 261 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub