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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy simple transparent credit card

Best credit card easy simple transparent. Excellent customer service makes you feel a valued customer regardless of credit history or credit amount given Reviewed on: 14th January 2023

I will definitely recommend you

All good they are very helpful and good for people that need help Reviewed on: 14th January 2023

Credit card

Easy and straightforward to deal with never had any issues Reviewed on: 14th January 2023

Fast efficient loans

Great customer service and product information Reviewed on: 14th January 2023

Spot on

Excellent company, customer service is better than with other banks Reviewed on: 14th January 2023

Quick, easy, fantastic customer service

Zopa is quick and easy to apply. Customer service very helpful and friendly. Recommend to all my friends. Reviewed on: 14th January 2023

Iv been well impressed with my card

Iv never had credit cards before and I'm well impressed Reviewed on: 14th January 2023

This card helped me build my credit

This credit card helped me build my credit! It’s fantastic! I would highly recommend Reviewed on: 14th January 2023

Excellent

Really good service and nice starting limit Reviewed on: 14th January 2023

Excellent service

Look after there customers excellent service provided Reviewed on: 14th January 2023

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