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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Very happy

Can't fault the service and business. Reviewed on: 14th January 2023

Zopa is the best

Zopa is the most reliable credit card that is available today. It saves from the bureaucracy Customer’s faces with others. I therefore vote them as the best Reviewed on: 14th January 2023

Good

Good company and easy to understand account, plenty oppions. Reviewed on: 14th January 2023

Awesome

Great card great help when needed excellent customer support Reviewed on: 14th January 2023

Card

Good card provider for all levels of credit score Reviewed on: 14th January 2023

Brilliant credit builder card

Very easy to use card, with a great banking app which is self explanatory, with good customer service, would recommend. Reviewed on: 14th January 2023

Zopa is amazing

1)Very helpful 2)Gives you good advice on how to improve your credit score. 3) haven’t experienced any issues with them Reviewed on: 14th January 2023

Brilliant throughout

Very easy to apply for and very quick answers. Very informative and will always keep you updated with offers. Reviewed on: 14th January 2023

Helped my credit score

I’ve had the card a month and already my score has gone up by 129! Reviewed on: 14th January 2023

Very good

Nice and easy good for bild up scores Reviewed on: 14th January 2023

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