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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is easy!

Really easy application and simple to access App. Really pleased with the service Reviewed on: 14th January 2023

Not your usual card

Do more than just credit cards I find zopa to be efficient with fruendly staff Reviewed on: 14th January 2023

Excellent!

I have a trust deed and they accepted me for £200 and I really appreciate this money at the end of the month. Reviewed on: 14th January 2023

great

zopa is a great help always keeps you up to date on your spending and does not force increase limits on you would recommened Reviewed on: 14th January 2023

Perfectly run business

Everything is simple, runs smoothly and perfectly all the time I’ve never had any issues at all Reviewed on: 14th January 2023

Great

Great card and always good customer service Reviewed on: 14th January 2023

Highly recommend

I was hesitant to get a credit card , but zopa’s interest rates were so low I took the chance. The apps so easy to use and there’s no pressure. Can set up a monthly payment easily to payback without forgetting. Reviewed on: 14th January 2023

I like it and affordable

I Think it's affordable and easy to use no extra cost Reviewed on: 14th January 2023

Best credit card out there

Zopa has really helped me the best credit card company there is Reviewed on: 14th January 2023

Amazing

Very good to use the Zopa Card, because is easy. Reviewed on: 14th January 2023

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