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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

A great card

Brilliant to start working on your credit report easy to understand and use and you can funds into a cushion to use for emergency only Reviewed on: 14th January 2023

Easy to get and use

Excellent customer service,very easy app to use, very good credit conditions,the best credit card ever Reviewed on: 14th January 2023

Easy to apply and they keep you updated with any news that could help me.

Plain English which helped me decide to take out the card. Simple to set up and they were very efficient with sending me my card. They always keep me informed about any changes. And more importantly they respond straight away with any issues I might have Reviewed on: 14th January 2023

Simply the best

Friendly staff and very helpful Reviewed on: 14th January 2023

Very good

Happy with company easy to apply Reviewed on: 14th January 2023

Amazing & easy to use

Very easy to understand & has been a big help with my credit score Reviewed on: 14th January 2023

Trusted and reliable

They app is easy to assess and the interest rate is great Reviewed on: 14th January 2023

Best finance company

If you’re need a credit card, Zopa is the best. Great customer service. Reviewed on: 14th January 2023

Credit card

Easy access and straightforward Reviewed on: 14th January 2023

Zopa Credit Card

Easy application process, easy to use app. Decent rates Reviewed on: 14th January 2023

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