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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Good

All Good. Can recommend friends. Reviewed on: 14th January 2023

The app is Very simple to use

Decent rates for someone getting back into good credit Reviewed on: 14th January 2023

Happy

I have been very satisfied with the Zopa credit card and the service provider. I would recommend Zopa credit. Reviewed on: 14th January 2023

Great company always helping when you need it most

Zopa have given me a chase where no one would, one of the greatest financial institutions I have come across thank you Reviewed on: 14th January 2023

Excellent service

Always so helpful and guides you through any problems you may envisage Reviewed on: 14th January 2023

Best card

Great communication, best credit card Reviewed on: 14th January 2023

Amazing

First, to start with when I took the card I was a Lil sad because it has of me low credit but after a few months it changed it increased, I love that the best part are you can pay your credit in a few minutes. Reviewed on: 14th January 2023

Great credit provider.

Great credit provider always there to help when needed. Excellent customer service. Reviewed on: 14th January 2023

Fab service

Easy to use and keep track of my finances Reviewed on: 14th January 2023

Poor

Tried to cancel my card on many occasions and still not been arranged Reviewed on: 14th January 2023

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