Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

View other Zopa products

4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

professional

Been with Zopa for quite some time now. And my experiences with the company has been a good one. Reviewed on: 14th January 2023

Amazing

Great provider & not as judgemental as other providers. These guys will give you a chance to show you can be smart with money, instead of saying no at the first hurdle Reviewed on: 14th January 2023

Great company

Always had no issues always been great Reviewed on: 14th January 2023

Excellent product

Excellent service, can see why it’s the best out there Reviewed on: 14th January 2023

Best credit card and staff so helpful

Got my card within three day after applying for it off to a good start Reviewed on: 14th January 2023

Very easy to use and manage

Great Credit card widely accepted easy to use and very easy to manage via the Zopa App Reviewed on: 14th January 2023

Credit card

I am really very happy with Zopa Reviewed on: 14th January 2023

I recommend zopa card

they are the best, I recommend them Reviewed on: 14th January 2023

Fantastic company

Great product with no fuss easy to apply application Reviewed on: 14th January 2023

Excellent hassle free service.

Easy to any and setup with balance transfer option. Excellent app easy to make payments and keep an eye on your credit line. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.53 from 103 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub