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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommend

I was hesitant to get a credit card , but zopa’s interest rates were so low I took the chance. The apps so easy to use and there’s no pressure. Can set up a monthly payment easily to payback without forgetting. Reviewed on: 14th January 2023

I like it and affordable

I Think it's affordable and easy to use no extra cost Reviewed on: 14th January 2023

Best credit card out there

Zopa has really helped me the best credit card company there is Reviewed on: 14th January 2023

Amazing

Very good to use the Zopa Card, because is easy. Reviewed on: 14th January 2023

A great card

Brilliant to start working on your credit report easy to understand and use and you can funds into a cushion to use for emergency only Reviewed on: 14th January 2023

Easy to get and use

Excellent customer service,very easy app to use, very good credit conditions,the best credit card ever Reviewed on: 14th January 2023

Easy to apply and they keep you updated with any news that could help me.

Plain English which helped me decide to take out the card. Simple to set up and they were very efficient with sending me my card. They always keep me informed about any changes. And more importantly they respond straight away with any issues I might have Reviewed on: 14th January 2023

Simply the best

Friendly staff and very helpful Reviewed on: 14th January 2023

Very good

Happy with company easy to apply Reviewed on: 14th January 2023

Amazing & easy to use

Very easy to understand & has been a big help with my credit score Reviewed on: 14th January 2023

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