Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing

Clear and easy to use mobile app with outstanding customer services. When you pay your balance it clears straight away unlike there competitors. Zopa is the best Reviewed on: 14th January 2023

I get good service and I get emails every time I use it witch is good

I'm very pleased how I can manage my card they are very helpful when I need advice Reviewed on: 14th January 2023

Supper

Excellent credit card used meany times Reviewed on: 14th January 2023

Great company

Great credit card has helped manage my finances app easy to use and good for keeping everything in place Reviewed on: 14th January 2023

Amazing credit card

A great experience with Zopa credit cards Reviewed on: 14th January 2023

Easy banking with a great company!

I have had Zopa for a while now and they are brilliant. The app is so easy to use, everything is explained and it’s easy to make payments/view balances etc. Customer service has been fantastic when I’ve had to contact them. Would definitely recommend Zopa to anyone! Reviewed on: 14th January 2023

Zopa credit card

Very easy to apply for. Credit limit is affordable and never more than you can afford. Reviewed on: 14th January 2023

Excellent

Easy to apply. Great for using anywhere. Reviewed on: 14th January 2023

Helpful and excellent

Real people with excellent product Reviewed on: 14th January 2023

Great Fresh Company

I love Zopa Easy to apply Great app design Love the info it gives out Feels fresh and modern Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.70 from 815 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub