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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best and reliable

My best credit card ever and low interest rate Reviewed on: 14th January 2023

Great online service

Never had a problem,always keep me upto date. Reviewed on: 14th January 2023

Excellent service and easy to understand

Ive used zopa for around a year now and havent had any issues with their services, i did need to call a couple times and each time i was helped out properly and with due care, would recommend Reviewed on: 14th January 2023

Credit card

Excellent could not fault it they give me a chance to prove my self whe no one else would and I have proven I can pay Reviewed on: 14th January 2023

Very helpful and friendly

Great with statements very competitive and great value Reviewed on: 14th January 2023

Excellent service

Excellent service and easy website to use. Reviewed on: 14th January 2023

Zopa credit card satisfied customer

Excellent app, decent interest rates. Regular easy to understand statements Reviewed on: 14th January 2023

Great

Great credit card you get emails when you use your card telling you where you used your card and for how much Reviewed on: 14th January 2023

Great card

Very easy card to use. Also great app Reviewed on: 14th January 2023

Only ile best

I find them to be very helpful if I have a problems Reviewed on: 14th January 2023

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