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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great product

Great card with full online access. Easy to control spending and check balances. Also notification after every spend. Reviewed on: 13th January 2023

Help when needed

As a bankrupt almost at discharge, I needed a card to help build my rating. The application process was simple and I didn't feel like I was going to be rejected. The interest is reasonable and the app means I can control my account easily. It has helped me, and I will be continuing to use this now I am discharged to build my credit score. Reviewed on: 13th January 2023

Amazing company

Customer service good . No issues Reviewed on: 13th January 2023

Great deals

Great deals. I recommend Zopa. Get a Zopa credit card. Reviewed on: 13th January 2023

Understanding

Zoopla help me build my credit rating backup always been fairly good company. Never harass customers. Excellent customer service. Google is very good as well easy to understand and do we stand. Plenty time to pay back what you owe Reviewed on: 13th January 2023

Helpful and reliable

Zopa is a great and fantastic credit card company. There payments are fair and very supportive. Reviewed on: 13th January 2023

Bit to smart

I don’t like reading incorrect ratings for if I can get credit, it’s only handy for foreign use no fees but Jaja is better Reviewed on: 13th January 2023

Best credit card

Best credit card I’ve ever had no hassle nothing Reviewed on: 13th January 2023

Fab service and easy to manage.

Zopa make it really easy to manage your money. I would recommend them time and time again. No hassle, nothing hidden. What you see is what you get. Reviewed on: 13th January 2023

No hassle ease of use

Easy to set up the app for online, and easy to use. Quick and easy application process with quick decisions. Reviewed on: 13th January 2023

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