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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43485)

All very good thank u

5
It's all good very happy an been kind through it all Reviewed on: 14th January 2023
Janet cooper's avatar
Janet cooper

I was looking for a credit card and Zopa just make that dream come true. I got a credit card with £500 limits and thats add an amazing value in my living hood.

5
I used the apps that easy to use as a new credit card user. Easily can check my billing date, statement and transaction details. I would be happy if Zopa can increased my credit limit to £1000 then I will use my card more frequently considering my limits. Reviewed on: 14th January 2023
Mainul Hafeez's avatar
Mainul Hafeez

Great Card

5
Applying online was simple. The interest rate was great compared to others, and it's easy to manage thanks to their App. Reviewed on: 14th January 2023
Allan's avatar
Allan

Zopa is very reliable.

5
My experience with Zopa is very good. I'm still learning about them but I'm looking forward to having a very long agreement with them. Reviewed on: 14th January 2023
Sidonie Wood's avatar
Sidonie Wood

Review

5
I am very pleased with the card and the company Reviewed on: 14th January 2023
Joanne's avatar
Joanne

Excellent

5
This is the best card I have. I would highly recommend this card to my friends and family. Reviewed on: 14th January 2023
John's avatar
John

Very good

4
My experience with Zopa has been good so far. Reviewed on: 14th January 2023
Rebecca Cole 's avatar
Rebecca Cole

Great credit card

5
Great credit card app is amazing puts you in control of your spending Reviewed on: 14th January 2023
phillip iles's avatar
phillip iles

EXCELLENT SERVICE.

5
Well done Zopa. Always there for advice and always helpful. They keep you up to date with your account and finances. Great service and Company. Reviewed on: 14th January 2023
David Shannon's avatar
David Shannon

Great credit card

5
Great credit card for someone with low credit score. Great app and easy to pay feature direct from your current account. Good credit amount not too high and easy to manage good all around credit card. Reviewed on: 14th January 2023
raittjacqui@yahoo.co.uk's avatar
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