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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Great company

5
Great customer service experience from a very professional company Reviewed on: 14th January 2023
Angud Morrison's avatar
Angud Morrison

Very good and helpfull

5
The card is very useful and easy to use Reviewed on: 14th January 2023
bean805@btinternet.com's avatar
[email protected]

Best credit provider ever

5
Easy to use simple borrowing fair price Reviewed on: 14th January 2023
Chris's avatar
Chris

Great card

5
Excellent card. No issues with provider. Reviewed on: 14th January 2023
Marius Kraujalis's avatar
Marius Kraujalis

Best credit card by far

5
Zopa is one of the best credit cards on the market and has helped me to build my credit score. The app is convenient and makes it easy to have access to funds and make payments. The app also gives you access to other products such as loans and savings! It’s a good all rounder Reviewed on: 14th January 2023
Anneka Brown's avatar
Anneka Brown

Simple and perfect

5
I have loved Zopa and use both there credit card and saving acounts. Reviewed on: 14th January 2023
JAR's avatar
JAR

Great service

5
Overall great service, easy to use app with no surprises Reviewed on: 14th January 2023
andy_jg@hotmail.co.uk's avatar
[email protected]

Best Credit Card

5
It’s a great card. You get notifications every time you a transaction and you get reminders about your payments. Reviewed on: 14th January 2023
krishneek@yahoo.co.uk's avatar
[email protected]

Amazing company

5
Although seldom needed, as there are very little problems, the staff are amazingly friendly, helpful and very knowledgeable about their products. Would 100% recommend to anyone thinking of getting a credit card! Reviewed on: 14th January 2023
Gary Mowbray's avatar
Gary Mowbray

Great company

5
Helped me gain better credit with their credit card.. Would be better if they increased the limits more frequently Reviewed on: 14th January 2023
Nicola Smith's avatar
Nicola Smith

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