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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant

Never been any problems always helpful Reviewed on: 13th January 2023

There are the best at Zopa

There so friendly and helpful always willing to listen when I have a problem I would always recommend Zopa to my friends and family. Reviewed on: 13th January 2023

Amazing credit card super app I recommend

Amazing credit card super app I recommend Reviewed on: 13th January 2023

Easy to use

Very easy to use the app. Very informative Reviewed on: 13th January 2023

Zopa is Supa!

In the past, due to unforseen circumstances, my credit score became less than perfect. When your in that kind of position it soon becomes apparent that options for credit providers are few and far between. I wanted to rebuild my credit score and luckily for me, I was lucky enough to have my application approved by Zopa.Long story short. Although I'm now in a position to hold other credit cards, Zopa is still my go to credit provider. I've kept up my regular payments, proven myself to still be reliable and Zopa have rewarded me by being a constant in my life. They've helped put me back in control and given me a more than welcome flexibility in my finances. Thank you Zopa. Reviewed on: 13th January 2023

Very happy with this provider

I appreciate having the zopa card it's useful to me and I use it regularly Reviewed on: 13th January 2023

Great company

They have been incredibly fair and transparent and the app is fantastic. Reviewed on: 13th January 2023

Great service

Fantastic fast and efficient service Reviewed on: 13th January 2023

Great to work with

Great credit card company to work with no hassle always straight forward and very helpful thank you zopa Reviewed on: 13th January 2023

Customer comes first. Great interest rates.

This card is a wee belter! It is my wee cushion if I want to treat myself or have a domestic problem or maybe forgot a birthday! I love it and any time I have had to speak to an agent they have always had me at the heart of the query. Reviewed on: 13th January 2023

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