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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43485)

The best provider for a credit card

4
Zopa is amazing I would recommend it to anyone Reviewed on: 14th January 2023
ChealyBFD92 -'s avatar
ChealyBFD92 -

Reliable and friendly

5
Any problems solved straight away Reviewed on: 14th January 2023
Mark young's avatar
Mark young

Best credit card in the world

5
fantastic service has never been once a let down Reviewed on: 14th January 2023
Imran K's avatar
Imran K

Brilliant Company

5
The app is amazing so simple and straight forward, quick decisions and great rates, I have a few products with them and they’re always great to deal with. Reviewed on: 14th January 2023
Julie Lang's avatar
Julie Lang

Positive

5
Very good , Very correct Thank you Reviewed on: 14th January 2023
L Galik's avatar
L Galik

Very good

5
They have help me out a lot and are a good company to have Reviewed on: 14th January 2023
ieuan smith's avatar
ieuan smith

Quick, easy and efficient

5
Signed up in minutes, set up really quickly, card arrived swiftly. App is easy to use. Payments show very quickly and you don’t have wait days for it to clear. Which mean it’s available to use straight away should you wish to. Clear communication. Reviewed on: 14th January 2023
Alison Hartley's avatar
Alison Hartley

Highly recommended

5
Just brilliant,highly recommended Reviewed on: 14th January 2023
Ninel Barbuti's avatar
Ninel Barbuti

Very good

4
Not been with them long but has good service Reviewed on: 14th January 2023
Janet's avatar
Janet

Credit card

5
Zopa is security,good application,so happy to be Zopa costumers! Thank you! Reviewed on: 14th January 2023
Dragos Hritcu's avatar
Dragos Hritcu

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