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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Would definitely recommend

I find zopa easy to use and to manage and pay back Reviewed on: 14th January 2023

Easy to manage

Very easy to manage. You get an instant notification when your card is used. Good credit limits and great communication from the advisors Reviewed on: 14th January 2023

Easy-peasy credit card!

Decided to try zopa and found the application easy with really helpful app to boot. Use it mainly for travel costs and emergencies! Sensible credit limit and no interest as I pay it off every month. Good for credit building too. Reviewed on: 14th January 2023

Easy to use

It's been a very easy way to have a credit card and easy to keep on top of your spending Reviewed on: 14th January 2023

Good service

Good service and quality service Reviewed on: 14th January 2023

Card

Great to deal with and good rates Reviewed on: 14th January 2023

Been very happy with Zopa

I was/am a bad credit rating customer but they still helped me and am able to build my credit up Reviewed on: 14th January 2023

Excellent

Very helpful customer service agents. Sort things out quickly and with minimum fuss. Excellent Reviewed on: 14th January 2023

Great

Easy to pay and low interest rates. Great customer service Reviewed on: 14th January 2023

Best ever

No issue’s whatsoever. Always sending hints and tips to save on interest Reviewed on: 14th January 2023

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