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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Brilliant service

Helped me in a time of need. Highly recommend Reviewed on: 13th January 2023

service

all over excellent and best card Reviewed on: 13th January 2023

Zopa puts things right

I find zopa a caring company not forcing high credit limits on you and always available for a chat keep up the good work Reviewed on: 13th January 2023

a fair and trusted card

i love this card and take it every where i go Reviewed on: 13th January 2023

Very simple process and ease of use

The process to apply is very easy. The management of the card is so simpler with the mobile app and the communication from Zopa has been fantastic so far. Reviewed on: 13th January 2023

Amazing Service

Fantastic app, helps you understand credit cards and how to build your credit. The app is so easy to use, you can find everything on it. Would highly recommend it! Reviewed on: 13th January 2023

Didn't receive mu card yet

I would recommend you but I applied for my car 8 months ago and still haven't received it yet so don't know what else I can say Reviewed on: 13th January 2023

Good experience

They are straight forward and helpful with any enquiries. Reviewed on: 13th January 2023

Great Easy to use

I managed to get a 0% card from Zopa, I found the App very easy to use and the Balance transfer too minutes. Easy to pay the bill via the App. Everything is so easy compared to some other credit card Apps. Reviewed on: 13th January 2023

Best company

Easy to use app...helpful professional staff Reviewed on: 13th January 2023

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