Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

Excellent card. No issues with provider. Reviewed on: 14th January 2023

Best credit card by far

Zopa is one of the best credit cards on the market and has helped me to build my credit score. The app is convenient and makes it easy to have access to funds and make payments. The app also gives you access to other products such as loans and savings! It’s a good all rounder Reviewed on: 14th January 2023

Simple and perfect

I have loved Zopa and use both there credit card and saving acounts. Reviewed on: 14th January 2023

Great service

Overall great service, easy to use app with no surprises Reviewed on: 14th January 2023

Best Credit Card

It’s a great card. You get notifications every time you a transaction and you get reminders about your payments. Reviewed on: 14th January 2023

Amazing company

Although seldom needed, as there are very little problems, the staff are amazingly friendly, helpful and very knowledgeable about their products. Would 100% recommend to anyone thinking of getting a credit card! Reviewed on: 14th January 2023

Great company

Helped me gain better credit with their credit card.. Would be better if they increased the limits more frequently Reviewed on: 14th January 2023

Quick approval

Best customer service and quick approval Reviewed on: 14th January 2023

Excellent

Simple and very articulate card Reviewed on: 14th January 2023

Timely and Positive response

I applied for a credit card and I was approved within seconds, their service have been amazing Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Clarity credit card
from Halifax 3.63 from 271 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub