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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Quick approval

5
Best customer service and quick approval Reviewed on: 14th January 2023
Rameez's avatar
Rameez

Excellent

5
Simple and very articulate card Reviewed on: 14th January 2023
Bayo's avatar
Bayo

Timely and Positive response

5
I applied for a credit card and I was approved within seconds, their service have been amazing Reviewed on: 14th January 2023
Uzoamaka Esomchukwy's avatar
Uzoamaka Esomchukwy

Excellent

5
A excellent credit card company Would definitely recommend this for a good credit builder card Reviewed on: 14th January 2023
Linwood Gray's avatar
Linwood Gray

Excellent credit card company

5
Customer service is excellent. The cards is easy to use and secure to shop Reviewed on: 14th January 2023
Dina Fares's avatar
Dina Fares

Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa.

5
Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa. Reviewed on: 14th January 2023
Elton Kapa 's avatar
Elton Kapa

Magic

5
Great for improving your credit score and helpful on days you are down Reviewed on: 14th January 2023
Petianu Dumitru Florin's avatar
Petianu Dumitru Florin

Cool card

5
Easy, affordable card, phone app friendly to use Reviewed on: 14th January 2023
Adam's avatar
Adam

Excellent service and competitive rate

5
Zopa is good financ company . I love their service. Reviewed on: 14th January 2023
Hasan 's avatar
Hasan

Credit card

5
My Credit card company zopa is one of the best credit card providers if not the best. I love zopa. Reviewed on: 14th January 2023
Gregory W's avatar
Gregory W

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