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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
14% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent

5
Very helpful and friendly and can't do enough for you Reviewed on: 13th January 2023

Fantastic

5
Quick response and excellent services Reviewed on: 13th January 2023

Credit card

5
I have received the best service I could have imagined Reviewed on: 13th January 2023

Easiest credit card app around

5
I have a couple of credit cards and move my balance around to get the best deal. However this one is my wallets staple, no just because the rate is decent and the card has a funky design, but because the app is so simple and intuitive. Makes it so easy to manage my finances. Reviewed on: 13th January 2023

What a company

5
Cannot fault Zopa, very helpful, so easy to deal with , fantastic customer service Reviewed on: 13th January 2023

Very good

4
Great service . Easy access in app Reviewed on: 13th January 2023

Quick and easy

5
Really fast,easy and thorough! Clear and precise and made sure I could afford it before taking anything out! Reviewed on: 13th January 2023

Brilliant!

5
Easy to use app and service is great! Reviewed on: 13th January 2023

Great credit card facility

5
Very good customer service credit facility excellent. Would 100% recommend.. Reviewed on: 13th January 2023

Ace service

5
Brilliant company to use. Allows you to set up a credit cushion. Brilliant Reviewed on: 13th January 2023

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