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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Super service.

Always simple and on time. Transparent and clear. Reviewed on: 14th January 2023

super easy super practical

available at all payment terminals where I want to pay and my credit has been increased Reviewed on: 14th January 2023

Best credit card provider I have experienced

From the start, I knew Zopa was different. I love the tone of their comms, the app does everything and account security is excellent. Reviewed on: 14th January 2023

Informed easy to use

Great credit card always informed of my spending and security, and the app is easy to use Reviewed on: 14th January 2023

Great card

App easy to work with, no issues Reviewed on: 14th January 2023

Best credit card I've ever had

Brilliant company Brilliant credit card Brilliant rates Brilliant customer service Reviewed on: 14th January 2023

I m so happy your credit card service

I like Zopa credit card service ..I m buy last 3 three service so good Reviewed on: 14th January 2023

Brilliant company , the best customer sevice

A small company with a huge heart, providing the best customer service I've ever received from any company, just excellent!! Reviewed on: 14th January 2023

Easy to use

Great app and customer Service would recommend Reviewed on: 14th January 2023

Fab

App is really clear and easy to use so you can keep on top of your spending Reviewed on: 14th January 2023

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