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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

A excellent credit card company Would definitely recommend this for a good credit builder card Reviewed on: 14th January 2023

Excellent credit card company

Customer service is excellent. The cards is easy to use and secure to shop Reviewed on: 14th January 2023

Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa.

Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa. Reviewed on: 14th January 2023

Magic

Great for improving your credit score and helpful on days you are down Reviewed on: 14th January 2023

Cool card

Easy, affordable card, phone app friendly to use Reviewed on: 14th January 2023

Excellent service and competitive rate

Zopa is good financ company . I love their service. Reviewed on: 14th January 2023

Credit card

My Credit card company zopa is one of the best credit card providers if not the best. I love zopa. Reviewed on: 14th January 2023

Great credit card

Best card around good communication good rates Reviewed on: 14th January 2023

Super service.

Always simple and on time. Transparent and clear. Reviewed on: 14th January 2023

super easy super practical

available at all payment terminals where I want to pay and my credit has been increased Reviewed on: 14th January 2023

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