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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great service

5
Overall great service, easy to use app with no surprises Reviewed on: 14th January 2023
andy_jg@hotmail.co.uk's avatar
[email protected]

Best Credit Card

5
It’s a great card. You get notifications every time you a transaction and you get reminders about your payments. Reviewed on: 14th January 2023
krishneek@yahoo.co.uk's avatar
[email protected]

Amazing company

5
Although seldom needed, as there are very little problems, the staff are amazingly friendly, helpful and very knowledgeable about their products. Would 100% recommend to anyone thinking of getting a credit card! Reviewed on: 14th January 2023
Gary Mowbray's avatar
Gary Mowbray

Great company

5
Helped me gain better credit with their credit card.. Would be better if they increased the limits more frequently Reviewed on: 14th January 2023
Nicola Smith's avatar
Nicola Smith

Quick approval

5
Best customer service and quick approval Reviewed on: 14th January 2023
Rameez's avatar
Rameez

Excellent

5
Simple and very articulate card Reviewed on: 14th January 2023
Bayo's avatar
Bayo

Timely and Positive response

5
I applied for a credit card and I was approved within seconds, their service have been amazing Reviewed on: 14th January 2023
Uzoamaka Esomchukwy's avatar
Uzoamaka Esomchukwy

Excellent

5
A excellent credit card company Would definitely recommend this for a good credit builder card Reviewed on: 14th January 2023
Linwood Gray's avatar
Linwood Gray

Excellent credit card company

5
Customer service is excellent. The cards is easy to use and secure to shop Reviewed on: 14th January 2023
Dina Fares's avatar
Dina Fares

Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa.

5
Zopa helped me improve my credit rating and helped me manage my money. I was in det and now I have savings with Zopa. Reviewed on: 14th January 2023
Elton Kapa 's avatar
Elton Kapa

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