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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Excellent company

Zopa, have been excellent from application, until the present time. Have had no problems, the account is secure and the app sends me notifications every time the card is used. Reviewed on: 14th January 2023

Zopa

Great card, great app. The app is easy to use, and access Reviewed on: 14th January 2023

Fantastic service

Excellent credit card helpful to everyone. My credit score is improving and I get more support and satisfaction Reviewed on: 14th January 2023

&)))£

I really like using Zopa and I would recommend having a Zopa credit card Reviewed on: 14th January 2023

Amazjng

Very good app and when I pay into my card my balance is updated straight away unlike my tesco card which takes 2 weeks... Zopa has also had very good customer service with me. Reviewed on: 14th January 2023

Very convenient

Satisfies me. I like it, easy to use, helps a lot in situations where there were unexpected expenses and cases. Reviewed on: 14th January 2023

I recommend with the greatest pleasure

Good and helpful, It helped me when I had problems, or need to use, it is of great help Reviewed on: 14th January 2023

Credit card

Very satisfied with the product Reviewed on: 14th January 2023

Good card for bad credit.

Good card for people with bad credit. Gives you a reasonable limit to use and the app gives you full control over everything. Reviewed on: 14th January 2023

Absolutely can't fault Zopa

The best credit card I've ever had. They're very clear with every aspect of my credit card. From payments to terms. Their app makes it easier to manage all parts of my account. My credit rating has increased by 200 in the last 3 months. Very happy Reviewed on: 14th January 2023

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