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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Considerate

This is a credit card company that has helped me meet up my obligations and have others' problems in mind. Reviewed on: 13th January 2023

Highter recomandly. Realy Easy to USe

The best app . Realy easy to use Reviewed on: 13th January 2023

Brilliant company

They helped me along with guiding my credit Reviewed on: 13th January 2023

The Best Around

Fantast all around great credit card and a great company. Comes with a great easy to use app which you can do everything you need. Reviewed on: 13th January 2023

Very pleased with the company

Been very helpful since joining this company Reviewed on: 13th January 2023

Zopa have been excellent.

I have been using Zopa for a couple of years for a credit card, loans and savings and can honestly say that they are the model for how a modern financial institution should be. They are clearly fiscally prudent whilst making sure that your financial needs are met. 5* for me. Reviewed on: 13th January 2023

Great for a credit builder

My.credit was very low and needed a line of credit to build this and zopa came to the rescue helping me get my credit score moving in the right direction Reviewed on: 13th January 2023

Great and easy service

Great service, easy application and can do everything through the app easily. Reviewed on: 13th January 2023

Great company and so easy to use and sooo helpful and honest!

I would recommend to anyone, this is a great card provider they are true and honest and care about people!! Reviewed on: 13th January 2023

Great Credit card provider

Have been amazed with the service and services provided since day 1 with Zopa would highly recommend Reviewed on: 13th January 2023

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