Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card provider I have experienced

From the start, I knew Zopa was different. I love the tone of their comms, the app does everything and account security is excellent. Reviewed on: 14th January 2023

Informed easy to use

Great credit card always informed of my spending and security, and the app is easy to use Reviewed on: 14th January 2023

Great card

App easy to work with, no issues Reviewed on: 14th January 2023

Best credit card I've ever had

Brilliant company Brilliant credit card Brilliant rates Brilliant customer service Reviewed on: 14th January 2023

I m so happy your credit card service

I like Zopa credit card service ..I m buy last 3 three service so good Reviewed on: 14th January 2023

Brilliant company , the best customer sevice

A small company with a huge heart, providing the best customer service I've ever received from any company, just excellent!! Reviewed on: 14th January 2023

Easy to use

Great app and customer Service would recommend Reviewed on: 14th January 2023

Fab

App is really clear and easy to use so you can keep on top of your spending Reviewed on: 14th January 2023

Extremely happy

When applying for my Zopa credit card the process was really quick and easy, the approval came through right away. The app is easy to use and understand, I can manage my credit usage and keep track on my expenses in real time which I found really helpful. I am also able to make additional payments directly from the app so I don’t have to wait for the monthly DD as my only option to pay. The help section is also easy to navigate and has the answer to most of the questions one may need as a first time customer with Zopa. I would recommend to friends and family. Reviewed on: 14th January 2023

Amazing

Struggled to get a credit card with my previous credit history but Zopa gave me a chance thank you Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.25 from 21 reviews
Credit card
from M&S Bank - Marks and Spencer 3.66 from 205 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub