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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Extremely happy

When applying for my Zopa credit card the process was really quick and easy, the approval came through right away. The app is easy to use and understand, I can manage my credit usage and keep track on my expenses in real time which I found really helpful. I am also able to make additional payments directly from the app so I don’t have to wait for the monthly DD as my only option to pay. The help section is also easy to navigate and has the answer to most of the questions one may need as a first time customer with Zopa. I would recommend to friends and family. Reviewed on: 14th January 2023

Amazing

Struggled to get a credit card with my previous credit history but Zopa gave me a chance thank you Reviewed on: 14th January 2023

Zopa Credit Card

Great company to deal with everything made so simple Reviewed on: 14th January 2023

Easy peasy

So easy to use. Application to statement and everything in between on one simple app. Love it Reviewed on: 14th January 2023

Good

Good card with credit score update regularly Reviewed on: 14th January 2023

Happy

I'm happy to have a zopa credit card, it's simple to use, the repayments are affordable, the app is easy to access and to understand, I'm happy with the overall way that zopa operate their services to the customer Reviewed on: 14th January 2023

One To Get

10 out of 10.....!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th January 2023

Good credit rates

Application proceed quickly and efficiently Reviewed on: 14th January 2023

Excellent

Amazing credit card easy to manage Reviewed on: 14th January 2023

SATISFYING

Very pleased with this credit card,easy to use and very easy to obtain. I highly recommend Reviewed on: 14th January 2023

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