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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Magic

Great for improving your credit score and helpful on days you are down Reviewed on: 14th January 2023

Cool card

Easy, affordable card, phone app friendly to use Reviewed on: 14th January 2023

Excellent service and competitive rate

Zopa is good financ company . I love their service. Reviewed on: 14th January 2023

Credit card

My Credit card company zopa is one of the best credit card providers if not the best. I love zopa. Reviewed on: 14th January 2023

Great credit card

Best card around good communication good rates Reviewed on: 14th January 2023

Super service.

Always simple and on time. Transparent and clear. Reviewed on: 14th January 2023

super easy super practical

available at all payment terminals where I want to pay and my credit has been increased Reviewed on: 14th January 2023

Best credit card provider I have experienced

From the start, I knew Zopa was different. I love the tone of their comms, the app does everything and account security is excellent. Reviewed on: 14th January 2023

Informed easy to use

Great credit card always informed of my spending and security, and the app is easy to use Reviewed on: 14th January 2023

Great card

App easy to work with, no issues Reviewed on: 14th January 2023

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