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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43485)

Perfect

5
I use my card on a regular basis it’s easy and especially the app would highly recommend Reviewed on: 14th January 2023
Mark Pearce 's avatar
Mark Pearce

Perfection

5
They were easy to deal with and any issues are sorted straight away thank you Reviewed on: 14th January 2023
Paul's avatar
Paul

Great card

4
Easy application, easy to use and manage. The app offers lots more and can view credit score Reviewed on: 14th January 2023
Tttsssash's avatar
Tttsssash

Great service

5
I have been with zopa only for a short time and upto now had great service from them would defo recommend Reviewed on: 14th January 2023
Hayley 's avatar
Hayley

Best card

5
Easy to understand app and very helpful call staff and Internet staff to help you with any problems you may have. Reviewed on: 14th January 2023
T3ch-J's avatar
T3ch-J

Great Card and Support

5
Team are fantastic. Quick to help and sort any issues Reviewed on: 14th January 2023
Kevin Bowen's avatar
Kevin Bowen

Very good

5
Very good and quick, very helpful good credit card Reviewed on: 14th January 2023
Kayleigh 's avatar
Kayleigh

Best credit card

5
My first credit card, excellent! Easy app to manage Reviewed on: 14th January 2023
Nico De Serio's avatar
Nico De Serio

Great card

4
Great card to help people get back on track with their credit Reviewed on: 14th January 2023
D's avatar
D

Excellent card

5
amazing card to keep and spread your costs Reviewed on: 14th January 2023
Murad Shikder's avatar
Murad Shikder

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