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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43485)

Easy,

5
Zopa make having a credit card easy and stress free. Interest is far better than the competitors. Reviewed on: 14th January 2023
Trish Bramham's avatar
Trish Bramham

Excellent online service

5
Straight forward, fast, no hard forms or questions easy to make payments, fast decisions. Love it. Reviewed on: 14th January 2023
Tina Stevens's avatar
Tina Stevens

Perfect

5
So simple and easy to use. Would definitely recommend to my friends and family Reviewed on: 14th January 2023
Stephen 's avatar
Stephen

Zopa credit card

5
They are very helpful.. and one.of the best Reviewed on: 14th January 2023
Trevor hitchen's avatar
Trevor hitchen

Accepted me with my low credit score.

5
Zopa gave me a chance to prove that my low credit rating actually had nothing to do with my intentions to manage my credit correctly. I am happy with my credit card and it continues to build my credit. Thanks Zopa Reviewed on: 14th January 2023
Jack Archer's avatar
Jack Archer

Amazing

5
Great provider for exactly what I require Reviewed on: 14th January 2023
paulmillington@hotmail.com's avatar
[email protected]

Zopa

5
Great card no hassle easy to use Reviewed on: 14th January 2023
Marc Phipps's avatar
Marc Phipps

Superb Card

5
Brilliant customer service and app easy payments Reviewed on: 14th January 2023
Jamil's avatar
Jamil

Best credit card

5
A very happy customer never had a problem with them Reviewed on: 14th January 2023
mahamtravel@yahoo.co.uk's avatar
[email protected]

Zopa

5
It is very easy to get the card and the website very easy to use Reviewed on: 14th January 2023
judy's avatar
judy

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