Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
47% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Superb credit card company

5
Everyone is polite, helpful and friendly. If only every credit card company was as good as Zopa. I would recommend to anybody. Reviewed on: 13th January 2023

Very good

5
Very good company and easy process in everything they do would definitely recommend Reviewed on: 13th January 2023

Totally recommend

5
Best credit card with the best app. Keeps you in control and easy to transfer money etc Reviewed on: 13th January 2023

Credit Card

5
An excellent product with straightforward App. Reviewed on: 13th January 2023

Best ever

5
Easy and convenient . Life saver, a bit high on apr Reviewed on: 13th January 2023

Easy peasy

5
Quick to get account, the app is good simple to see statement. Reviewed on: 13th January 2023

Zopa

5
It's great to have a low percentage credit card like zopa with great value &customer services. Reviewed on: 13th January 2023

Great company credit card

5
Very good customer service and exceptional credit card Reviewed on: 13th January 2023

Good service

5
Easy to apply Easy to use the app Reviewed on: 13th January 2023

Excellent

5
Good card good amount given great for use in emergency or as a daily usage it’s up to individual how u use if u ever experienced problem the customer service helps Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products