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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card I've ever had

Brilliant company Brilliant credit card Brilliant rates Brilliant customer service Reviewed on: 14th January 2023

I m so happy your credit card service

I like Zopa credit card service ..I m buy last 3 three service so good Reviewed on: 14th January 2023

Brilliant company , the best customer sevice

A small company with a huge heart, providing the best customer service I've ever received from any company, just excellent!! Reviewed on: 14th January 2023

Easy to use

Great app and customer Service would recommend Reviewed on: 14th January 2023

Fab

App is really clear and easy to use so you can keep on top of your spending Reviewed on: 14th January 2023

Extremely happy

When applying for my Zopa credit card the process was really quick and easy, the approval came through right away. The app is easy to use and understand, I can manage my credit usage and keep track on my expenses in real time which I found really helpful. I am also able to make additional payments directly from the app so I don’t have to wait for the monthly DD as my only option to pay. The help section is also easy to navigate and has the answer to most of the questions one may need as a first time customer with Zopa. I would recommend to friends and family. Reviewed on: 14th January 2023

Amazing

Struggled to get a credit card with my previous credit history but Zopa gave me a chance thank you Reviewed on: 14th January 2023

Zopa Credit Card

Great company to deal with everything made so simple Reviewed on: 14th January 2023

Easy peasy

So easy to use. Application to statement and everything in between on one simple app. Love it Reviewed on: 14th January 2023

Good

Good card with credit score update regularly Reviewed on: 14th January 2023

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