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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Credit Card

Great company to deal with everything made so simple Reviewed on: 14th January 2023

Easy peasy

So easy to use. Application to statement and everything in between on one simple app. Love it Reviewed on: 14th January 2023

Good

Good card with credit score update regularly Reviewed on: 14th January 2023

Happy

I'm happy to have a zopa credit card, it's simple to use, the repayments are affordable, the app is easy to access and to understand, I'm happy with the overall way that zopa operate their services to the customer Reviewed on: 14th January 2023

One To Get

10 out of 10.....!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th January 2023

Good credit rates

Application proceed quickly and efficiently Reviewed on: 14th January 2023

Excellent

Amazing credit card easy to manage Reviewed on: 14th January 2023

SATISFYING

Very pleased with this credit card,easy to use and very easy to obtain. I highly recommend Reviewed on: 14th January 2023

Great card, great service

I can't fault Zopa - their customer service is great, the app is simple to use, changing payment type, date or amount is simple and they don't charge for going over-limit like some companies do. Amazing! Reviewed on: 14th January 2023

Amazing, easy, reliable

Great service, very reliable, amazing customer service, great interest rates and flexibility couldn’t want more. Reviewed on: 14th January 2023

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