Smart Money People Logo
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (40269)

Zopa card credit

5
Excellent company with very good offers. Reviewed on: 13th January 2023
Ionut Popa's avatar
Ionut Popa

Amazing

5
Very professional very helpful amazing product Reviewed on: 13th January 2023
juarrincha yo mismo's avatar
juarrincha yo mismo

Very good

5
Very goog recommend to everyone very easy to use money coming to card straightaway Reviewed on: 13th January 2023
misha's avatar
misha

Best credit card

5
Beat credit card and app, very easy to use Reviewed on: 13th January 2023
Thomas Hogg's avatar
Thomas Hogg

Fantastic service and brilliant app

5
The service I get is really good and Zopa have the best credit card out there it’s ever so easy and everything is clearly laid out Reviewed on: 13th January 2023
seanhartley1963@hotmail.com's avatar
[email protected]

Amazing

5
Highly recommend! One of the best credit card providers! Reviewed on: 13th January 2023
Shelly's avatar
Shelly

Great card

5
Zopa has an easy app to manage the account. Over all never had an issue. Reviewed on: 13th January 2023
tam's avatar
tam

Great service

5
Great service and with an excellent app for controlling and keeping up to date with your account Reviewed on: 13th January 2023
S Skinner's avatar
S Skinner

Outstanding!

5
Great service, excellent communication and easy to use online statements Reviewed on: 13th January 2023
Gary's avatar
Gary

Excellent Card

5
I love how good my ZOPA card is, two parts my balance transfer and my normal everyday use. Fantastic starting limits really impressed me. Easy to use and great customer service Reviewed on: 13th January 2023
Lilian's avatar
Lilian

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill