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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Happy

I'm happy to have a zopa credit card, it's simple to use, the repayments are affordable, the app is easy to access and to understand, I'm happy with the overall way that zopa operate their services to the customer Reviewed on: 14th January 2023

One To Get

10 out of 10.....!!!!!!!!!!!!!!!!!!!! Reviewed on: 14th January 2023

Good credit rates

Application proceed quickly and efficiently Reviewed on: 14th January 2023

Excellent

Amazing credit card easy to manage Reviewed on: 14th January 2023

SATISFYING

Very pleased with this credit card,easy to use and very easy to obtain. I highly recommend Reviewed on: 14th January 2023

Great card, great service

I can't fault Zopa - their customer service is great, the app is simple to use, changing payment type, date or amount is simple and they don't charge for going over-limit like some companies do. Amazing! Reviewed on: 14th January 2023

Amazing, easy, reliable

Great service, very reliable, amazing customer service, great interest rates and flexibility couldn’t want more. Reviewed on: 14th January 2023

great service

easy to use app...good communication from company...overall very happy with zopa. Reviewed on: 14th January 2023

Good company

Very quick application process good card Reviewed on: 14th January 2023

Best credit card

Helpful and easy to use, the app is amazing as so user friendly Reviewed on: 14th January 2023

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