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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very good credit card

Easy to use online payment and very good for online shopping I bought few item from Amazon through online Zopa payment Reviewed on: 14th January 2023

Zopa helped me

Zopa helped me when I needed it and still keeps helping me Reviewed on: 14th January 2023

Zopa

Always been helpful with service, easy set up and the app is easy to use. Reviewed on: 14th January 2023

Fabulous! *****

I’ve had a Zopa credit card for a while now and I have not had a negative experience to date! Application was simple. The app they have is super easy to use, you have full visibility of your spends, available funds, payments etc. Would definitely recommend ***** Reviewed on: 14th January 2023

Easy manageable catd

Find the card easy to manage as repayments go on instantly Reviewed on: 14th January 2023

Good card

Good card and nice app Reviewed on: 14th January 2023

Very reliable and easy to deal with

I have a credit card with zopa the process was very easy and the customer service was excellent Reviewed on: 14th January 2023

Credit

Crap. Would not recommend. Vvv. Reviewed on: 14th January 2023

Customer services

I've had a great experience from the start of my contract and thay have a great standard of care to the customer very happy Reviewed on: 14th January 2023

Fandabbydozie

Zopa super card for everyone and fair interest Definitely recommend Reviewed on: 14th January 2023

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