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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

great service

easy to use app...good communication from company...overall very happy with zopa. Reviewed on: 14th January 2023

Good company

Very quick application process good card Reviewed on: 14th January 2023

Best credit card

Helpful and easy to use, the app is amazing as so user friendly Reviewed on: 14th January 2023

Good customer service

Good customer service and good and easy app to use Reviewed on: 14th January 2023

Lovely

Very good & never have any worries they wouldn't help Reviewed on: 14th January 2023

Simple, efficient and intuitive

Fab company. Love how it’s internet based and no paperwork. Enjoy the credit ratings monthly which keeps you informed of credit worthiness. Easy to make changes to payment dates and credit limit and to repay. Reviewed on: 14th January 2023

Good card

Zopa is a great card very handy Reviewed on: 14th January 2023

Top card to get

Easy to set up and all communication is excellent, No issues whatsoever with my Zopa card since receiving it, At the same time it helps to build a decent credit rating, Thanks Zopa Reviewed on: 14th January 2023

Very good credit card

Easy to use online payment and very good for online shopping I bought few item from Amazon through online Zopa payment Reviewed on: 14th January 2023

Zopa helped me

Zopa helped me when I needed it and still keeps helping me Reviewed on: 14th January 2023

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