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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

There in time of need!

Needed a product to help build my credit and this was the only company who accepted me. Made my day and I’m excited to rebuild my file! Quick and great service all round. Reviewed on: 14th January 2023

Needed a credit card to help boots my credit

Easy ti apply and no Impact on my credit score low Apr for a bad credit applicant but you don't pay interest if you pay in full so all in all its a great company helping people that need a small loan just to help you in times of need. Would highly recommend. Reviewed on: 14th January 2023

Credit card

Really good credit card i recommended Reviewed on: 14th January 2023

Amazing

So helpful and so understanding everything easy to understand no hidden meanings Reviewed on: 14th January 2023

Great credit card

It's easy to apply and the app is useful and easy to use Reviewed on: 14th January 2023

convenient rates

Interest rate are reasonable, i hope to make ZOPA my only credit card Reviewed on: 14th January 2023

Easiest process ever

So simple to use, great customer service and everything is simple and clear!! Reviewed on: 14th January 2023

Fantastic company

My credit card was easy to apply for and the app is amazing keeping you updated Reviewed on: 14th January 2023

Are the best

They are the best and they have good services Reviewed on: 14th January 2023

Great ompany good service

Never had a problem with zopa, application was easy and repayment via the app is a doddle. Reviewed on: 14th January 2023

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