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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa credit card

5
Zopa is absolutely amazing, Reviewed on: 13th January 2023

Best app in the business

5
So user friendly , best credit card and loan app out there Reviewed on: 13th January 2023

Good product

5
Easy to use and convenient, useful especially in case of emergency. Reviewed on: 13th January 2023

Great product

5
Helps me control my financial life. Also offers other products better than high street bank's Reviewed on: 13th January 2023

Easy and quick application with reasonable rates

5
Quick and easy decision when applying. Receive notifications when I use the card and also when making payments Reviewed on: 13th January 2023

Best lending company I have used

5
Zopa is easy to use and reliable also offering many features such as being able to open saving accounts and viewing your credit score Reviewed on: 13th January 2023

Fantastic addition to my wallet

5
Great to have Reviewed on: 13th January 2023

Easy to take easy to use

5
Best credit card I've ever had, really easy to apply, fast respond, fantastic helpline Reviewed on: 13th January 2023

Pleasant all round

5
Easy application process and a great app for ease of use and account management. Reviewed on: 13th January 2023

Great Credit Company

5
Very grateful to be accepted for credit with this company - the process was quick and easy! The app is so eqsy to navigate and I like the credit cushion factor - nice little touch! Reviewed on: 13th January 2023

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