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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa

Always been helpful with service, easy set up and the app is easy to use. Reviewed on: 14th January 2023

Fabulous! *****

I’ve had a Zopa credit card for a while now and I have not had a negative experience to date! Application was simple. The app they have is super easy to use, you have full visibility of your spends, available funds, payments etc. Would definitely recommend ***** Reviewed on: 14th January 2023

Easy manageable catd

Find the card easy to manage as repayments go on instantly Reviewed on: 14th January 2023

Good card

Good card and nice app Reviewed on: 14th January 2023

Very reliable and easy to deal with

I have a credit card with zopa the process was very easy and the customer service was excellent Reviewed on: 14th January 2023

Credit

Crap. Would not recommend. Vvv. Reviewed on: 14th January 2023

Customer services

I've had a great experience from the start of my contract and thay have a great standard of care to the customer very happy Reviewed on: 14th January 2023

Fandabbydozie

Zopa super card for everyone and fair interest Definitely recommend Reviewed on: 14th January 2023

There in time of need!

Needed a product to help build my credit and this was the only company who accepted me. Made my day and I’m excited to rebuild my file! Quick and great service all round. Reviewed on: 14th January 2023

Needed a credit card to help boots my credit

Easy ti apply and no Impact on my credit score low Apr for a bad credit applicant but you don't pay interest if you pay in full so all in all its a great company helping people that need a small loan just to help you in times of need. Would highly recommend. Reviewed on: 14th January 2023

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