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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good customer service

Good customer service and good and easy app to use Reviewed on: 14th January 2023

Lovely

Very good & never have any worries they wouldn't help Reviewed on: 14th January 2023

Simple, efficient and intuitive

Fab company. Love how it’s internet based and no paperwork. Enjoy the credit ratings monthly which keeps you informed of credit worthiness. Easy to make changes to payment dates and credit limit and to repay. Reviewed on: 14th January 2023

Good card

Zopa is a great card very handy Reviewed on: 14th January 2023

Top card to get

Easy to set up and all communication is excellent, No issues whatsoever with my Zopa card since receiving it, At the same time it helps to build a decent credit rating, Thanks Zopa Reviewed on: 14th January 2023

Very good credit card

Easy to use online payment and very good for online shopping I bought few item from Amazon through online Zopa payment Reviewed on: 14th January 2023

Zopa helped me

Zopa helped me when I needed it and still keeps helping me Reviewed on: 14th January 2023

Zopa

Always been helpful with service, easy set up and the app is easy to use. Reviewed on: 14th January 2023

Fabulous! *****

I’ve had a Zopa credit card for a while now and I have not had a negative experience to date! Application was simple. The app they have is super easy to use, you have full visibility of your spends, available funds, payments etc. Would definitely recommend ***** Reviewed on: 14th January 2023

Easy manageable catd

Find the card easy to manage as repayments go on instantly Reviewed on: 14th January 2023

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