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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Great Credit Company

Very grateful to be accepted for credit with this company - the process was quick and easy! The app is so eqsy to navigate and I like the credit cushion factor - nice little touch! Reviewed on: 13th January 2023

Great service

Really good interest rates and excellent online app Reviewed on: 13th January 2023

Fantastic

Since I’ve had my credit card with Zopa it’s made my life a lot easier especially with the cost of living I truly believe I would be stuck without it. Fantastic company I 100% recommend it. Reviewed on: 13th January 2023

Very good service and app

The apps very good and service really good . I got 0 percent with no fee . Reviewed on: 13th January 2023

Brilliant

No issues whatsoever, everything is on an app on your phone. Perfect Reviewed on: 13th January 2023

Good customer service

Quick response and friendly staff. Reviewed on: 13th January 2023

Credit where Credit is Due

Excellent service and upgrade in credit limit is closely monitored Reviewed on: 13th January 2023

Simple, clear and accessible

Great experience, easy to use app, Zopa are transparent about their products and straightforward to deal with. Reviewed on: 13th January 2023

Credit card

Good company , recomand with trust! Reviewed on: 13th January 2023

Fab card

Great card and app esay to use and always keeps you informed about balance Reviewed on: 13th January 2023

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