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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good card

Good card and nice app Reviewed on: 14th January 2023

Very reliable and easy to deal with

I have a credit card with zopa the process was very easy and the customer service was excellent Reviewed on: 14th January 2023

Credit

Crap. Would not recommend. Vvv. Reviewed on: 14th January 2023

Customer services

I've had a great experience from the start of my contract and thay have a great standard of care to the customer very happy Reviewed on: 14th January 2023

Fandabbydozie

Zopa super card for everyone and fair interest Definitely recommend Reviewed on: 14th January 2023

There in time of need!

Needed a product to help build my credit and this was the only company who accepted me. Made my day and I’m excited to rebuild my file! Quick and great service all round. Reviewed on: 14th January 2023

Needed a credit card to help boots my credit

Easy ti apply and no Impact on my credit score low Apr for a bad credit applicant but you don't pay interest if you pay in full so all in all its a great company helping people that need a small loan just to help you in times of need. Would highly recommend. Reviewed on: 14th January 2023

Credit card

Really good credit card i recommended Reviewed on: 14th January 2023

Amazing

So helpful and so understanding everything easy to understand no hidden meanings Reviewed on: 14th January 2023

Great credit card

It's easy to apply and the app is useful and easy to use Reviewed on: 14th January 2023

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