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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy

This company was helping from applying to getting the card and using it Reviewed on: 14th January 2023

Easy to use excellent customer service

Always found the app easy to use when ever I've had a query it has been dealt with fast efficient and friendly Reviewed on: 14th January 2023

Best credit card I ever had

Always there 2 help if have a problem it's sorted with no hassle Reviewed on: 14th January 2023

Accommodating

They gave me the chance to rebuild my credit rating back up Reviewed on: 14th January 2023

Amazing

What a great credit card company Reviewed on: 14th January 2023

Great service and app

Very clear and transparent service, with a very good app and support Reviewed on: 14th January 2023

Zopa

Fantastic credit card company very helpful Reviewed on: 14th January 2023

Great company

Very good service quick response very friendly customer service Reviewed on: 14th January 2023

Peace of mind

Knowing that you have a zopa account is having peace of mind , just incase you need that little bit of extra cash in a emergency example ( one of your white goods breaks down , or having a family emergency to go to ) peace of mind Reviewed on: 14th January 2023

Good service/app

Very easy to use app to see all the details about credit card Reviewed on: 14th January 2023

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