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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Best credit card company around!!!!

Excellent customer service, fair with credit increases, all round amazing company Reviewed on: 14th January 2023

Fast and easy to use

Zopa have really helped me manage my finances after been in a bad spot a few years ago with credit the app is very easy to use and look forward to carry on using my stylish card in the future Reviewed on: 14th January 2023

Quick and easy to use

The app is easy to use and helps me keep track Reviewed on: 14th January 2023

Credit card

A credit card that helps you achieve a good credit rating. It so easy to use on the app too. Reviewed on: 14th January 2023

Clear to understand

No hassle simple to use well informed on all transactions in flash informed text message straight away by text best card card ever Reviewed on: 14th January 2023

Good and fast

Big help when I needed. When I ordered it's come very fast. Reviewed on: 14th January 2023

Very good and easy to make pay ments highly recommend.

Nice quick card provider's. Highly recommended Reviewed on: 14th January 2023

No fuss, easy access app, quick responses, couldnt ask for more

Would highly recommend to friends and family, a good competitor amongst other credit card companies Reviewed on: 14th January 2023

Absolutely amazing

Always there when you need them 24/7 very helpful staff easy to navigate around the app Reviewed on: 14th January 2023

Brilliant service

Low interest rates, easy app to use. Well recommended! Reviewed on: 14th January 2023

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