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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

convenient rates

Interest rate are reasonable, i hope to make ZOPA my only credit card Reviewed on: 14th January 2023

Easiest process ever

So simple to use, great customer service and everything is simple and clear!! Reviewed on: 14th January 2023

Fantastic company

My credit card was easy to apply for and the app is amazing keeping you updated Reviewed on: 14th January 2023

Are the best

They are the best and they have good services Reviewed on: 14th January 2023

Great ompany good service

Never had a problem with zopa, application was easy and repayment via the app is a doddle. Reviewed on: 14th January 2023

Easy

This company was helping from applying to getting the card and using it Reviewed on: 14th January 2023

Easy to use excellent customer service

Always found the app easy to use when ever I've had a query it has been dealt with fast efficient and friendly Reviewed on: 14th January 2023

Best credit card I ever had

Always there 2 help if have a problem it's sorted with no hassle Reviewed on: 14th January 2023

Accommodating

They gave me the chance to rebuild my credit rating back up Reviewed on: 14th January 2023

Amazing

What a great credit card company Reviewed on: 14th January 2023

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