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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card I ever had

Always there 2 help if have a problem it's sorted with no hassle Reviewed on: 14th January 2023

Accommodating

They gave me the chance to rebuild my credit rating back up Reviewed on: 14th January 2023

Amazing

What a great credit card company Reviewed on: 14th January 2023

Great service and app

Very clear and transparent service, with a very good app and support Reviewed on: 14th January 2023

Zopa

Fantastic credit card company very helpful Reviewed on: 14th January 2023

Great company

Very good service quick response very friendly customer service Reviewed on: 14th January 2023

Peace of mind

Knowing that you have a zopa account is having peace of mind , just incase you need that little bit of extra cash in a emergency example ( one of your white goods breaks down , or having a family emergency to go to ) peace of mind Reviewed on: 14th January 2023

Good service/app

Very easy to use app to see all the details about credit card Reviewed on: 14th January 2023

Zopa card when I need it !

Always on my side in difficult times Reviewed on: 14th January 2023

Easy and transparent

Overall they are easy to deal with and totally transparent Reviewed on: 14th January 2023

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