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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Great customer service

When I had an issue with my card I spoke to a real person rather than virtual. They dealt with the query quickly and efficiently. I would have no problem with recommending Zopa to friends and family. Reviewed on: 14th January 2023

It's alright

It's alright, not too much interest compared to others. Reviewed on: 14th January 2023

Bear credit card!

Very easy to apply, verify and receive the card. The rate is okay Reviewed on: 14th January 2023

Very easy to use

Fast friendly easy to use Very good Apr rates Reviewed on: 14th January 2023

Best bank ever

Easy to use,easy to operate,easy to understand,better than standard banks Reviewed on: 14th January 2023

Simple and straight forward

I found the application very user friendly Reviewed on: 14th January 2023

Simple money management

Easy to apply for and easy to manage with intuitive app. Reviewed on: 14th January 2023

Zopa the game changer that give people a chance!

Great information Great to deal with Simple to use Game changer Reviewed on: 14th January 2023

Good service and fast service

Good credit card and rating 5 stars Reviewed on: 14th January 2023

Good

It is the best credit card I have ever used Reviewed on: 14th January 2023

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