Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Zopa card when I need it !

Always on my side in difficult times Reviewed on: 14th January 2023

Easy and transparent

Overall they are easy to deal with and totally transparent Reviewed on: 14th January 2023

Easy application Great Rates

I already have car finance with Zopa and Have the app where they tell you what you can apply for I seen a great rate on the credit card on the app so applied. Simple, straight forward application. Highly recommend Reviewed on: 14th January 2023

Excellent Customer Service

I have been treated with courtesy and respect by all the staff that I have come into contact wiith. Reviewed on: 14th January 2023

Fantastic company never annoy you with meaningless emails

Great company great experience always keep you updated on your credit score incase anything changes Reviewed on: 14th January 2023

Good service

Zopa have high-level and convenient offers and services for the customer,thank you,I recommend ! Reviewed on: 14th January 2023

Good

Good credit card would recommend to others Reviewed on: 14th January 2023

Zopa is reliable

The money is there on your card as soon as you pay it . Good rates also Reviewed on: 14th January 2023

Very good credit card company

Highly recommended A very easy setup and user friendly app Reviewed on: 14th January 2023

Highly recommended

I have no problems with zopa since I have been with them. There websites is so easy to navigate around. There application process is quick and easy. Will get a response in moment's. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Credit builder card
from thimbl. 4.93 from 18 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub