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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application Great Rates

I already have car finance with Zopa and Have the app where they tell you what you can apply for I seen a great rate on the credit card on the app so applied. Simple, straight forward application. Highly recommend Reviewed on: 14th January 2023

Excellent Customer Service

I have been treated with courtesy and respect by all the staff that I have come into contact wiith. Reviewed on: 14th January 2023

Fantastic company never annoy you with meaningless emails

Great company great experience always keep you updated on your credit score incase anything changes Reviewed on: 14th January 2023

Good service

Zopa have high-level and convenient offers and services for the customer,thank you,I recommend ! Reviewed on: 14th January 2023

Good

Good credit card would recommend to others Reviewed on: 14th January 2023

Zopa is reliable

The money is there on your card as soon as you pay it . Good rates also Reviewed on: 14th January 2023

Very good credit card company

Highly recommended A very easy setup and user friendly app Reviewed on: 14th January 2023

Highly recommended

I have no problems with zopa since I have been with them. There websites is so easy to navigate around. There application process is quick and easy. Will get a response in moment's. Reviewed on: 14th January 2023

Very efficient and user friendly.

Simple and easy application. Very quick delivery of account details and Credit Card. Reviewed on: 14th January 2023

Easy and reliable banking

Excellent experience so far with Zopa. They are helping me step by step to rebuild my credit score with my current credit card offering. The app is super user friendly and incredibly easy to navigate. The card looks great and the customer service to date when required has been second to none. Reviewed on: 14th January 2023

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