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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very efficient and user friendly.

Simple and easy application. Very quick delivery of account details and Credit Card. Reviewed on: 14th January 2023

Easy and reliable banking

Excellent experience so far with Zopa. They are helping me step by step to rebuild my credit score with my current credit card offering. The app is super user friendly and incredibly easy to navigate. The card looks great and the customer service to date when required has been second to none. Reviewed on: 14th January 2023

Bery pleased

Fab card, great service and rates Reviewed on: 14th January 2023

Gave me a chance when nobody else would

I had previous bad credit around 5 years ago and zopa gave me a chance to show I'd learnt from bad decisions in the past. ZOPA have helped me increase my credit rating and are a breathe of fresh air Reviewed on: 14th January 2023

Sensible, easy, flexible

A very intuitive app that makes spending and management easy and painless. Reviewed on: 14th January 2023

Brilliant customer service and easy to use

Easy set up and navigation through the app Reviewed on: 14th January 2023

Zopa overveiw

Easy company to deal with. Great communication without being bombarded with unnecessary emails & calls. Very good, easy to use app Reviewed on: 14th January 2023

I'm happy

I'm happy to used zopa credit card Reviewed on: 14th January 2023

Very good service

Stay in contact with you and the help is there Reviewed on: 14th January 2023

Best credit card for the year

The most efficient and reliable credit card I have ever used Reviewed on: 14th January 2023

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