Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Highly recommend, easy to use and well organised throughout Reviewed on: 14th January 2023

Excellent!

Excellent and quick service setting up my card/account. I use the app for everything which suits my lifestyle as I’m so busy. Can’t fault anything - it’s all so quick. Even when a payment is made on the app it’s credited immediately. Top marks Zopa! Reviewed on: 14th January 2023

Great company and easy to use app. Communication is brilliant and no issues.

Got this to build my credit score and it’s doing its job. Reviewed on: 14th January 2023

Very happy

Amazing looking card, app for control is easy to use and user friendly Reviewed on: 14th January 2023

Gave me credit when I was needing it

Overall a great company to deal with ,easy transactions and a human at the end of the phone Reviewed on: 14th January 2023

No fuss easy to use

My wife and I both have a card and use it specifically for holidays Reviewed on: 14th January 2023

Amazing service

Everything is easy to use and and keep an eye on, Zopa always work with there customers and always polite Reviewed on: 14th January 2023

Good

Great company . Honest and very reasonable rates. Reviewed on: 14th January 2023

The Best

I love the zopa card because it always helps you when you are in a difficult situation Reviewed on: 14th January 2023

My Zopa card

Rrally good servoce. Good app. Helpful Cistomer Detvice.p Reviewed on: 14th January 2023

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Avios Credit Card
from TSB 3.50 from 20 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub