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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great to deal with easy to deal with customer servic...

Great to deal with easy to deal with customer service top notch Reviewed on: 15th January 2026

Gave me a chance

Credit score wasn’t great, I have been a customer since 2022, can not fault them Reviewed on: 15th January 2026

Good review

Easy too communication app easy too understand Reviewed on: 15th January 2026

Great service, easy to use app and website, good com...

Great service, easy to use app and website, good communication Reviewed on: 15th January 2026

My favourite card

Any issues I’ve had have been resolved very quickly . Great customer service . Such a handy card to have Reviewed on: 15th January 2026

Great app and easy to use, sensible with limits

Great app and easy to use, sensible with limits Reviewed on: 15th January 2026

Helpful staff

Very nice and friendly staff thats there to help you and are very understanding Reviewed on: 15th January 2026

Good up to date information, prompt customer service...

Good up to date information, prompt customer service if needed. Easy to use app. Good value for money Reviewed on: 15th January 2026

Never had any issues and the app is great and easy t...

Never had any issues and the app is great and easy to manage Reviewed on: 15th January 2026

Excellent service

Always had an excellent and professional service from zopa Reviewed on: 15th January 2026

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