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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Everything so straightforward and easy to follow

Everything so straightforward and easy to follow Reviewed on: 15th January 2026

Amazing card, really easy to use and really easy to...

Amazing card, really easy to use and really easy to check on the app on how much you spend and the app is really easy to use Reviewed on: 15th January 2026

Very good service and easy to manage the account.

Very good service and easy to manage the account. Excellent for credit building and very helpful Reviewed on: 15th January 2026

Convenient & supportive .

Convenient & supportive ..so handy & fast online. Reviewed on: 15th January 2026

good service exelllent

good service exelllent very easy service Reviewed on: 15th January 2026

easy to get and easy to use seems to be a happy comp...

easy to get and easy to use seems to be a happy company Reviewed on: 15th January 2026

I love it zopa credit card is best happy using it ch...

I love it zopa credit card is best happy using it cheers Reviewed on: 15th January 2026

Easy to apply for easy to use

Easy to apply and easy to use new credit card Reviewed on: 15th January 2026

I have had great experiences with when I have rang w...

I have had great experiences with when I have rang with any problems and it’s been dealt with professionally and quickly alway politely too Reviewed on: 15th January 2026

Zopa is very good bank but I wish to have quicker cr...

Zopa is very good bank but I wish to have quicker credit increase limit, I keep good payment Reviewed on: 15th January 2026

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