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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best credit card

Fantastic experience,card arrived extremely fast and the app worked faultlessly. Reviewed on: 15th January 2026

All the benefits of using a credit card and easy to...

All the benefits of using a credit card and easy to keep up to date on the app ,check your spending and easy ways to make a payment. Also add your card to your phone wallet for easy payment. Reviewed on: 15th January 2026

Very helpful.

Very helpful.very good very profesional Reviewed on: 15th January 2026

Absolutely recommend Zopa to everyone.

Applied for the card, had reply immediately. Absolutely love the app. Sends a notification when used and keeps me updated with spending and payments. I can hand on heart say I haven't experienced any negative things. Reviewed on: 15th January 2026

I applied for a zopa credit card.

I applied for a zopa credit card. After filling in my form on my phone i was greatly accepted what a wonderful surprise. Zopa checks your account every day making sure you are not over spending as that will put you into debt. Zopa are always there to help you with anything you are worrying about and thats such a relief. Reviewed on: 15th January 2026

Very fast from applying to receiving easy card use m...

Very fast from applying to receiving easy card use make payments Reviewed on: 15th January 2026

Zopa card accepted at all the retail shops & transpo...

I am using Zopa card in all retail shops and transport while other cards doesn't work properly. They always send updates on my account, easy settlement and good rates and they upgraded my credit as a loyal client, and offered me loan with low interest comparing to others Reviewed on: 15th January 2026

Very good customer service very helpfully and it's a...

Very good customer service very helpfully and it's a good card to have i defo wud tell my friends and family about this card Reviewed on: 15th January 2026

Good card, never had a problem with it the apps easy...

Good card, never had a problem with it the apps easy to use Reviewed on: 15th January 2026

Very good and very well organised

Very good and very well organised Reviewed on: 15th January 2026

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