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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Service excellence

Excellent service very informative and very helpful Reviewed on: 15th January 2026

Credit card and have had 2 loans with Zopa and excel...

Credit card and have had 2 loans with Zopa and excellent in all aspects Reviewed on: 15th January 2026

Great company never had a issue

Great company never had a issue Reviewed on: 15th January 2026

Great no problems easy to use app is easy to...

Great no problems easy to use app is easy to use Reviewed on: 15th January 2026

Great cc

I have had a cc with Zopa for a while now and it’s been so easy to use and the app is great Reviewed on: 15th January 2026

Excellent company to deal with help with credit buil...

Excellent company to deal with help with credit building Reviewed on: 15th January 2026

I’ve been using this service for long time, really h...

I’ve been using this service for long time, really helps also having snooze to help with payments is also good, Reviewed on: 15th January 2026

A credit company who has great customer service

A credit company who has great customer service Reviewed on: 15th January 2026

Customer service is great

No problem. I did have a company trying to take money from card which thankfully Zopa declined. When I contacted them card canx and new one on the way. Reviewed on: 15th January 2026

Always a pleasure especially if you need advice or n...

Always a pleasure especially if you need advice or need to speak to someone for help. Reviewed on: 15th January 2026

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