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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Zopa are exerlant as they are very helpful when on t...

Zopa are exerlant as they are very helpful when on the phone to them and chatt to them on line very helpful and understanding with any problems you have they listen what you have to say to them every thing they send you is allways on tome Reviewed on: 15th January 2026

They helped me when no one else would

They helped me when no one else would Reviewed on: 15th January 2026

Zopa is straight forward.

Zopa is straight forward. The app is user friendly and easy to navigate, its good thaf it can tell you via app what you can be eligible for. Reviewed on: 15th January 2026

Had no problems with this credit card very helpful a...

Had no problems with this credit card very helpful also. Reviewed on: 15th January 2026

Great contact and very informative

Great contact and very informative Reviewed on: 15th January 2026

best one

they are best i have ever used they are very helpful Reviewed on: 15th January 2026

Excellent experience from the start

Excellent experience from the start Reviewed on: 15th January 2026

Simple, transparent, and easy to manage

My experience with Zopa’s credit card has been smooth and straightforward. The application process was quick, decisions were clear, and everything was explained in plain language with no hidden surprises. The app is easy to use, payments are simple to manage, and customer support has been responsive whenever I needed help. Overall, it feels like a transparent and well-run service that does what it promises. Reviewed on: 15th January 2026

Great app

App very user friendly, clear and concise Reviewed on: 15th January 2026

Good service good advice happy easy to contact

Good service good advice happy easy to contact Reviewed on: 15th January 2026

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