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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Excellent APP, fast payments.

Excellent APP, fast payments. Good experience overall Reviewed on: 15th January 2026

All round great service

Ive been with Zopa for a few years now. Have a credit card with them and had a loan previously. Brilliant customer service and the app is really easy to navigate. Never had any issues and have recommended them to friends and family. Reviewed on: 15th January 2026

A very helpful

I have only had to phone customer service once and they were so helpful. It was really good and to hear a voice the other hand made a big change. Reviewed on: 15th January 2026

Very good app and easy to chat with someone if neede...

Very good app and easy to chat with someone if needed they always really helpful and polite, they also offer many extras with th app. Reviewed on: 15th January 2026

Bad credit help

I had bad credit and zopa let me have a card and ive found it very helpful and have been offered an increase limit which I haven't taken on. I think things are working just fine and I dont want to end up out of my depth again. Reviewed on: 15th January 2026

Brilliant service

Easy to use, excellent communication always positive. Reviewed on: 15th January 2026

Great customer service, easy to navigate website and...

Great customer service, easy to navigate website and looks great Reviewed on: 15th January 2026

application and well managed control of financi...

Easy application and well managed control of financial credit building. Reviewed on: 15th January 2026

App is very well designed and easy to use and try ol...

App is very well designed and easy to use and try old when next payment is due Reviewed on: 15th January 2026

always very helpful, helped me massively when i had...

always very helpful, helped me massively when i had fraud on account and also they have stopped fraud on my account before i had chance to notice. Reviewed on: 15th January 2026

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