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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing provider

Helpful, service with great rates Reviewed on: 15th January 2026

It's very easy to use .I always use for buying online

It's very easy to use I always use online perching Reviewed on: 15th January 2026

Easy to make payments and check your balance...

Easy to make payments and check your balance Reviewed on: 15th January 2026

Very easy to keep track of transactions.

Very easy to keep track of transactions. It's been a life saver. As been there for difficult time. Reviewed on: 15th January 2026

I get up to date notifications on my app, my spendin...

I get up to date notifications on my app, my spending is notified and payments are made clear . Also payments are notified to who and wats needing paid , just a great service very helpful and clear Thankyou Zopa Reviewed on: 15th January 2026

A common sense credit solution

A functional intuitive app, live communication and updates with clear markets to help you track your account. For me in the last 15. Months Zopa have been the standout credit solution Reviewed on: 15th January 2026

100% recommended

Great service, 100% recommend , great rate. Reviewed on: 15th January 2026

Easy to use platform

Easy to use platform, great customer service Reviewed on: 15th January 2026

Excellent.

Excellent. Never a problem. Would fully recommend to all. Reviewed on: 15th January 2026

very good and effective account l

very good and effective account l Reviewed on: 15th January 2026

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