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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

New-ish Customer

The process has been easy. The app is fantastic. I feel as though they actually treat me like a person rather than a number Thanks Zopa Reviewed on: 30th March 2022

Grate service

I use this service all the time , never had any issues, easy payment, always reliable and easy to use Reviewed on: 30th March 2022

Fantastic

Easy to make repayments, not charged over the top apr Reviewed on: 30th March 2022

Excellent Service Provider

I have been very satisfied with your servie and it has helped me to take care of financial needs Reviewed on: 30th March 2022

Good friendly service

Really help full when I a bad situation Reviewed on: 30th March 2022

Nice

When nobody wanted me ,they wanted me so thanks zopa Reviewed on: 30th March 2022

Brilliant Company

Searched for the best interest rate around with my credit score & Zooa was the best & I'm so pleased they were, the app is great, they keep you upto date with everything from your credit score to what's available to you, I'd recommend them in a heartbeat to family & friends no problem at all, one very happy customer here. Reviewed on: 30th March 2022

Zoopa

Jest ok. Bardzo przyjazna na nowych klientów Reviewed on: 30th March 2022

Brilliant and useful

Friendly service Didn’t take much time to set up, app is easy to use Reviewed on: 30th March 2022

Can't fault them

Excellent service, friendly staff Reviewed on: 30th March 2022

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