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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

I love zopa

Refreshing and caring with my finances. I feel secure under zopas professional service. Reviewed on: 13th January 2023

Great

Great experience with zopa, great customer service Reviewed on: 13th January 2023

super

nice & easy to understand, the limt was nice Reviewed on: 13th January 2023

Top notched customer service experience

I was wowed by the speed of transaction. Reviewed on: 13th January 2023

Top card

Were there when I needed them even when my score was not very good. Now my credit rating is much better thanks to people like zopa that are prepared to help. Reviewed on: 13th January 2023

The best card provider

I am very happy with this card provider as it gives great offers and they have a great customer service. Reviewed on: 13th January 2023

Smart people choose Zopa

I’ve had no problems with my Zopa card and love the extra security when ordering on line Reviewed on: 13th January 2023

Easy , straight forward app

Brilliant straight forward app , simple credit card Reviewed on: 13th January 2023

Nice zopa carde easy to use and enhance limit

Very helpful and confident and I recommend to my family and friends to use Zopa Reviewed on: 13th January 2023

Professional staff always helping hands

Happy that have taking zopa credit card always handy and brilliant customer service Reviewed on: 13th January 2023

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