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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

The best

5
Very good service would recommend Reviewed on: 13th January 2023

Great

5
Helpful and easy to use for the pay your bills and the interest rate is good they give time to pay and you can manage all your finances the app is so good and easy to use Reviewed on: 13th January 2023

Awesome

4
The company like to keep you informed of what is needed to keep on top of your finances and what’s needed to help your credit rating Reviewed on: 13th January 2023

Superb

5
Nice people to deal with and always there when needed and the app is great to keep in control Reviewed on: 13th January 2023

Excellent terms

5
Good app and credit figure easy access and straightforward operation system Reviewed on: 13th January 2023

Great card

5
Brilliant card customer service is second to none you can easily understand everything in the app so you know where you are Reviewed on: 13th January 2023

I would highly recommend Zopa.

5
Zopa are fair and very straightforward. Would highly recommend to friends and family. Reviewed on: 13th January 2023

Good

5
Super convenient credit card I recommend to all friends Reviewed on: 13th January 2023

Really easy to use and gives great advice for debt management

5
Really easy to use app and also gives you great advice in building your credit file Reviewed on: 13th January 2023

Fab

5
Have had this card for sometime now and it’s fab Reviewed on: 13th January 2023

Review Zopa: Credit card now

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