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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

A great way to start beholding credit score!

Absolutely love the layout and simplicity of the application. I’ve always been worried about getting my first credit card but I can honestly say that Zopa has made it easy. interest rates are fair and customer support is fantastic. and I would 100% recommend to friends and even family. Reviewed on: 30th March 2022

Brilliant zopa

Zopa is brilliant I have never had any bother at all I would recommend zopa 100 per cent Reviewed on: 30th March 2022

zopa is here for you

zopa give a chance to receive un quick loan with less stress Reviewed on: 30th March 2022

Great

Easy to manage credit card and nice application. Reviewed on: 30th March 2022

Mr Gheorghe

Excellent on multiple trades, recommended zopa for every one around Reviewed on: 30th March 2022

Great experience

Very pleased with my experience with Zopa so far. Great customer service, fantastic app and very good communication. Reviewed on: 30th March 2022

Easy to use.

Great customer service. Great app. Reviewed on: 30th March 2022

Good bank

Good experience with Zopa . Good bank for people Reviewed on: 30th March 2022

Easy to use credit card

I was delighted with how easy it was to apply for a credit card and how quickly a decision for acceptance was made. It is so easy to see what your balance is and what amount is left on your card using the Zopa app on my phone. Statements can be seen and making a payment is so easy. I would recommend Zopa to family and friends and have done this already. All in all the service and information provided by Zopa is the best. Reviewed on: 30th March 2022

Amazing service

Great value, excellent customer service and great app Reviewed on: 30th March 2022

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