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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Yes

Yes good zopa im happy ……………………. Reviewed on: 13th January 2023

Zopa is No1

Quick and easy, as soon as you pay off you can use your money instantly. No messing around or waiting everything is instant. App is very easy to use and is useful. I have no complaints whatsoever. Reviewed on: 13th January 2023

Easy management

Flexible payment Easy to manage No fees Reviewed on: 13th January 2023

More than just a Credit Card provider

This is an amazing company. They not only offer credit cards but also provide savings accounts with great interest rates and also provide financial tip on how to improve your credit rating. They are truly amazing and I highly recommend them to everyone Reviewed on: 13th January 2023

Good custumer service

Zopa is lovely card becouse its allow quickly increase withdraw Reviewed on: 13th January 2023

Above n beyond

Excellence on all levels, with friendly professional service and advice Reviewed on: 13th January 2023

Card

Great card ,billiant company. The customer service are really good Reviewed on: 13th January 2023

Credit card

Great interest rates with good service and helpful employees when needed. That’s also why I have car finance with them. Reviewed on: 13th January 2023

Just does what it says

Has helped me get a grip on finances without a huge cost Reviewed on: 13th January 2023

The Best Credit Card PA

ZOPA IS THE BEST OPTION FOR EVERYBODY. Reviewed on: 13th January 2023

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