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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Easy to apply . increase the credit limit the best way to improve my credit score thank you Reviewed on: 13th January 2023

I love zopa

Refreshing and caring with my finances. I feel secure under zopas professional service. Reviewed on: 13th January 2023

Great

Great experience with zopa, great customer service Reviewed on: 13th January 2023

super

nice & easy to understand, the limt was nice Reviewed on: 13th January 2023

Top notched customer service experience

I was wowed by the speed of transaction. Reviewed on: 13th January 2023

Top card

Were there when I needed them even when my score was not very good. Now my credit rating is much better thanks to people like zopa that are prepared to help. Reviewed on: 13th January 2023

The best card provider

I am very happy with this card provider as it gives great offers and they have a great customer service. Reviewed on: 13th January 2023

Smart people choose Zopa

I’ve had no problems with my Zopa card and love the extra security when ordering on line Reviewed on: 13th January 2023

Easy , straight forward app

Brilliant straight forward app , simple credit card Reviewed on: 13th January 2023

Nice zopa carde easy to use and enhance limit

Very helpful and confident and I recommend to my family and friends to use Zopa Reviewed on: 13th January 2023

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