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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great service

Easy process to join, regular clear messages and updates, etc. Friendly staff. Reviewed on: 30th March 2022

Excellent

Excellent very good brilliant how to stand in Reviewed on: 30th March 2022

TM

Easy to apply for quick and no hassle Reviewed on: 30th March 2022

Great help

Great company to bank with so easy no hassle Reviewed on: 30th March 2022

Excellent service

Very professional company and staff Reviewed on: 30th March 2022

Just rubabar

My credit keep growing like rubabar Reviewed on: 30th March 2022

Professional

Easy to use, quick and professional.they keep me notified of my balance and options all the time. Great service. Reviewed on: 30th March 2022

Fantastic!

Cannot fault Zopa at all - 10/10!! Reviewed on: 30th March 2022

Great

Great service, very professional and friendly Reviewed on: 30th March 2022

Easy transfers

Easy to make use of card excellent costumer service easy to increase credit limit and check credit score Reviewed on: 30th March 2022

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