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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Very good

5
The best credit card , I'm happy with zopa Reviewed on: 13th January 2023
Eduard 's avatar
Eduard

The best understanding company for their customers

5
Zopa is the best credit card service provider. They are very helpful and trustworthy and very understanding towards their customers Reviewed on: 13th January 2023
Gerry Pluck's avatar
Gerry Pluck

Good

3
I've had zopa for over a year now great card the only downfall is they haven't put my credit limit up since I've had the card over a year ago I always pay on time or before never missed a payment. Apart from that good Reviewed on: 13th January 2023
James Keith's avatar
James Keith

Good

5
Excellent credit card. Use every day and as my main card. Reviewed on: 13th January 2023
Darren's avatar
Darren

Review of CC

5
When setting up my credit card, it was quick and easy and everyone I spoke to was very helpful. The app makes it so easy to keep on track of credit and payments Reviewed on: 13th January 2023
Jemma Tunnicliffe's avatar
Jemma Tunnicliffe

Kept up to date, app easy to use, looks out for customers interest.

5
Constant texts about how to improve credit rating, instant texts about usage of card, payments of products and balances left. Reviewed on: 13th January 2023
David Struminger's avatar
David Struminger

Brilliant

5
Very good customer services great nothing to much trouble Reviewed on: 13th January 2023
kimcas1@hotmail.co.uk's avatar
[email protected]

Excellent rates with even better customer service!

5
Joined ZOPA to boost my credit score but it’s been very helpful financially during these tough times. Rates are amazing and if you ever need a hand just drop their customer service a message and they will stop at nothing to get it sorted! Thank you ZOPA and team it’s a pleasure being a customer!!! Reviewed on: 13th January 2023
Daniel 's avatar
Daniel

Good

5
Good I think it's very good, easy to apply, I like it very much. Reviewed on: 13th January 2023
Kunpan542@gmail.com's avatar
[email protected]

Best and easiest credit card ever

5
Great card and very easy to manage repay and use where ever needed thanks zopa you great in every way Reviewed on: 13th January 2023
Nico1's avatar
Nico1

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